Lloyds Banking Group (LLOY)

Sector:

Banking

Index:

FTSE 100

54.30p
   
  • Change Today:
      0.36p
  • 52 Week High: 54.64p
  • 52 Week Low: 39.76p
  • Currency: UK Pounds
  • Shares Issued: 63,091m
  • Volume: 87,842,111
  • Market Cap: £34,258m
  • RiskGrade: 208

Key Financials

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Growth Metrics 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Annualisation Factor 1.0 1.0 n/a 1.0 0.2
Dividend Yield 5.8% 5.3% 4.2% 1.6% 1.8%
           
Continuing Operations          
PE Ratio - Adjusted 6.3 9.3 6.4 30.4 17.9
PE Ratio - Diluted 6.4
6.4		 9.3
9.3		 6.4
5.0		 30.4
18.7		 18.4
15.2
PEG - Adjusted 0.1 n/a 0.0 n/a n/a
PEG - Diluted 0.1
0.1		 n/a
n/a		 0.0
0.0		 n/a
n/a		 n/a
n/a
Return on Capital Employed n/a
n/a		 n/a
n/a		 n/a
n/a		 n/a
n/a		 n/a
n/a
Operating Margin 68.58%
68.58%		 301.25%
301.25%		 18.43%
20.46%		 4.20%
4.20%		 10.37%
10.37%
           
Continuing & Discontinued Operations          
PE Ratio - Adjusted 6.3 9.3 631.4 30.4 107.2
PE Ratio - Diluted 6.4
6.4		 9.3
9.3		 631.4
499.8		 30.4
18.7		 110.3
91.4
PEG - Adjusted 0.1 0.0 n/a 0.3 n/a
PEG - Diluted 0.1
0.1		 0.0
0.0		 n/a
n/a		 0.3
0.1		 n/a
n/a

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Value Metrics 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Price/Book Value 0.8 0.9 0.8 0.7 1.2
Price/Tangible Book Value 0.8 0.9 0.8 0.7 1.2
Price/ Cash Flow 4.6 1.4 5.0 0.9 3.9
Price/Revenue 0.88 (5.85) 89.71 0.88 6.25
Price/R&D n/a n/a n/a n/a n/a
Net Asset Value per Share (exc. Intangibles) 60.13p 52.72p 57.97p 52.88p 51.15p
Net Cash per Share n/a n/a n/a n/a n/a

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Annualised Fundamentals 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
Revenue 35,405.00 (5,346.00) 377.96 29,167.00 7,056.11
Profit Before Tax 7,503.00
7,503.00		 4,782.00
4,782.00		 69.67
79.94		 1,226.00
1,226.00		 731.83
731.83
           
Revenue per Share 54.51p (7.76p) 0.53p 41.31p 9.99p
Pre-Tax Profit per Share 11.55p
11.55p		 6.95p
6.95p		 0.098p
0.11p		 1.74p
1.74p		 1.04p
1.04p
Market Capitalisation £ (Millions) 30,328.88 30,555.41 33,948.80 25,813.81 43,782.85
Operating Margin 68.58%
68.58%		 301.25%
301.25%		 18.43%
20.46%		 4.20%
4.20%		 10.37%
10.37%
Capital Employed £ (Millions) 51,546.00 49,038.00 56,361.00 53,557.00 56,613.00
Return on Capital Employed n/a
n/a		 n/a
n/a		 n/a
n/a		 n/a
n/a		 n/a
n/a
Invested Equity Capital £ (Millions) 49,398.00 45,679.00 55,048.00 50,144.00 50,970.00
           
Earnings per Share - Basic 7.60p
7.59p		 4.90p
4.92p		 7.50p
9.59p		 1.20p
1.96p		 3.50p
4.14p
Earnings per Share - Diluted 7.50p
7.50p		 4.90p
4.86p		 7.50p
9.48p		 1.20p
1.95p		 3.40p
4.10p
Earnings per Share - Adjusted 7.60p 4.90p 7.50p 1.20p 3.50p
Earnings per Share Growth - Basic 55%
54%		 -35%
-49%		 525%
388%		 -66%
-53%		 n/a
-35%
Earnings per Share Growth - Diluted 53%
54%		 -35%
-49%		 525%
387%		 -65%
-53%		 n/a
-36%
Earnings per Share Growth - Adjusted 55% -35% 525% -66% -47%
PE Ratio - Diluted 6.4
6.4		 9.3
9.3		 6.4
5.0		 30.4
18.7		 18.4
15.2
PEG - Diluted 0.1
0.1		 n/a
n/a		 0.0
0.0		 n/a
n/a		 n/a
n/a
Tax Rate 26.46% 17.96% 14.73% (13.13%) 31.57%
Dividend Cover 2.75
2.75		 2.04
2.05		 3.75
4.79		 2.11
3.45		 3.12
3.70
           
Continuing & Discontinued Operations          
Earnings per Share - Basic 7.60p
7.59p		 4.90p
4.92p		 0.076p
0.097p		 1.20p
1.96p		 0.58p
0.69p
Earnings per Share - Diluted 7.50p
7.50p		 4.90p
4.86p		 0.076p
0.096p		 1.20p
1.95p		 0.57p
0.68p
Earnings per Share - Adjusted 7.60p 4.90p 0.076p 1.20p 0.58p
Earnings per Share Growth - Basic 55%
54%		 6,372%
4,986%		 -94%
-95%		 106%
185%		 n/a
-89%
Earnings per Share Growth - Diluted 53%
54%		 6,372%
4,985%		 -94%
-95%		 112%
185%		 n/a
-89%
Earnings per Share Growth - Adjusted 55% 6,372% -94% 106% -91%
PE Ratio - Diluted 6.4
6.4		 9.3
9.3		 631.4
499.8		 30.4
18.7		 110.3
91.4
PEG - Diluted 0.1
0.1		 0.0
0.0		 n/a
n/a		 0.3
0.1		 n/a
n/a
Dividend Cover 2.75
2.75		 2.04
2.05		 0.04
0.05		 2.11
3.45		 0.52
0.62
Return on Equity (ROE) 9.99%
9.99%		 7.42%
7.42%		 0.11%
0.12%		 2.77%
2.77%		 0.96%
0.96%
Operating Cash Flow per Share 10.48p 31.97p 9.53p 38.48p 15.98p
Gross Cash Flow per Share cn/a cn/a cn/a cn/a cn/a
Cash Incr/Decr per Share (10.76p) 24.16p 0.015p 25.01p 0.61p
Dividend per Share 2.76p 2.40p 2.00p 0.57p 1.12p
Dividend per Share Growth 15.00% 20.00% 250.88% (49.11%) n/a
Dividend Yield 5.8% 5.3% 4.2% 1.6% 1.8%
Shareholders Funds 47,164.00 43,667.00 52,917.00 49,184.00 47,603.00
Net Borrowings £ (Millions) 10,253.00 10,730.00 13,108.00 (58,996.00) (38,000.00)
Net Asset Value per Share (inc. Intangibles) 59.83p 52.37p 57.64p 52.55p 50.87p

Key

* GAAP

a. Includes discontinued activities

b. Based on operating cash flow before tax

c. Not disclosed under IFRS

d. Includes non-current assets

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Normalised ratios are shown in blue text

Note 6: Forecast figures based on normalised accounts.

 

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