Provident Financial (PFG)

Sector:

Financials

Index:

FTSE 250

193.60p
   
  • Change Today:
    -2.40p
  • 52 Week High: 381.60
  • 52 Week Low: 185.20
  • Currency: UK Pounds
  • Shares Issued: 253.83m
  • Volume: 595,264
  • Market Cap: £491.41m
  • RiskGrade: 247

Income Statement - Normalised

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
31-Dec-20 31-Dec-19 31-Dec-18 31-Dec-14 31-Dec-13
Continuing Operations          
Revenue 807.80 996.10 1,091.40 1,075.70 1,078.10
           
EBITDA (43.90) 220.20 241.60 319.50 278.90
Depreciation & Amortisation n/a n/a (7.50) (13.80) (11.10)
           
Operating Profit/(Loss) (43.90) 220.20 234.10 305.70 267.80
Interest Payable (69.60) (72.00) (91.70) (77.50) (74.20)
Interest Receivable/Investment Income n/a n/a n/a n/a n/a
           
Group Profit after Interest (113.50) 148.20 142.40 228.20 193.60
Share of Assoc Cos/JV Profits n/a n/a n/a n/a n/a
           
Profit Before Tax (113.50) 148.20 142.40 228.20 193.60
Tax 30.10 (42.60) (32.00) (49.80) (44.60)
           
Profit After Tax (83.40) 105.60 110.40 178.40 149.00
           
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
           
PROFIT FOR PERIOD (83.40) 105.60 110.40 178.40 149.00
           
Attributable to:          
Equity Holders of Parent Company (83.40) 105.60 110.40 178.40 149.00
Minority Interests n/a n/a n/a n/a n/a
           
Equity Dividends cn/a cn/a cn/a cn/a cn/a
Retained Profit/(Loss) for the Financial Year c(83.40) c105.60 c110.40 c178.40 c149.00


Per Share Record - Normalised 31-Dec-20 31-Dec-19 31-Dec-18 31-Dec-14 31-Dec-13
Continuing EPS          
Earnings per Share - Basic (32.89p) 41.67p 46.10p 128.53p 110.13p
Earnings per Share - Diluted (32.89p) 41.36p 45.96p 126.53p 107.97p
Earnings per Share - Adjusted (11.00p) 44.10p 48.70p 92.53p 81.92p
Continuing and Discontinued EPS          
Earnings per Share - Basic (32.89p) 41.67p 11.52p 128.53p 110.13p
Earnings per Share - Diluted (32.89p) 41.36p 11.48p 126.53p 107.97p
Earnings per Share - Adjusted (11.00p) 44.10p 48.70p 92.53p 81.92p
           
Dividend per Share n/a 9.00p 10.00p 71.68p 62.17p


Key Financals 31-Dec-20 31-Dec-19 31-Dec-18 31-Dec-14 31-Dec-13
Shares in Issue (millions)          
Shares in Issue - Year End 253.60 253.40 253.30 146.40 139.60
Weighted Average 253.60 253.40 239.50 138.80 135.30
Diluted 253.60 255.30 240.20 141.00 138.00
           
Performance Ratios          
Continuing Operations          
Operating Margin (5.43%) 22.11% 21.45% 28.42% 24.84%
Return on Capital Employed n/a 16.62% 2.21% 15.56% 15.82%
Continuing Operations & Discontinued Operations          
Return on Equity (11.29%) 14.20% 3.87% 28.47% 35.75%
           
Financial Status          
Continuing Operations          
Interest Cover - Continuing (0.63) 3.06 2.55 3.94 3.61
Revenue per Share 318.53p 393.09p 113.85p 775.00p 796.82p
Pre-Tax Profit Per Share - Continuing (44.76p) 58.48p 14.85p 164.41p 143.09p
           
Market Data          
Continuing Operations          
Earnings Per Share Growth - Basic n/a -10% -64% 17% 9%
Earnings Per Share Growth - Diluted n/a -10% -64% 17% 9%
PE Ratio - Company Adjusted n/a 11.0 12.5 14.0 10.8
PEG - Company Adjusted n/a n/a n/a 0.8 1.2
Dividend Cover n/a 4.63 4.61 1.79 1.77
Continuing Operations & Discontinued Operations          
Earnings per Share - Company Adjusted n/a 262% -91% 17% 9%
Earnings per Share - Diluted n/a 260% -91% 17% 9%
PE Ratio - Company Adjusted n/a 11.0 49.9 14.0 10.8
PEG - Company Adjusted n/a 0.0 n/a 0.8 1.2
Dividend Cover n/a 4.63 1.15 1.79 1.77
           
Market Capitalisation £ (Millions) 778.55 1,158.29 1,456.48 2,637.28 1,658.82
Dividend per Share n/a 9.00p 10.00p 71.68p 62.17p
Dividend Yield 0.0% 2.0% 1.7% 4.0% 5.2%
Dividend per Share Growth n/a (10.00%) (86.05%) 15.29% 10.10%

Key

* GAAP

a. Includes discontinued activities

b. Includes preference dividends

c. Not disclosed under IFRS

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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