Digital Look

Welcome to Digital Look++,
you are not logged in

International Personal Finance (IPF)

Financials

108.00p

	£ (Millions)	£ (Millions)	£ (Millions)	£ (Millions)	£ (Millions)
	31-Dec-14	31-Dec-13	31-Dec-12	31-Dec-11	31-Dec-10
Continuing Operations
Revenue	783.20	746.80	651.70	649.50	608.70

EBITDA	376.90	379.50	319.60	328.90	135.40
Depreciation & Amortisation	(11.30)	(10.70)	(11.70)	(14.80)	(16.50)

Operating Profit/(Loss)	365.60	368.80	307.90	314.10	118.90
Interest Payable	(45.30)	(49.00)	(41.60)	(42.90)	(27.10)
Interest Receivable/Investment Income	n/a	n/a	n/a	n/a	n/a

Group Profit after Interest	320.30	319.80	266.30	271.20	91.80
Share of Assoc Cos/JV Profits	n/a	n/a	n/a	n/a	n/a

Profit Before Tax	320.30	319.80	266.30	271.20	91.80
Tax	(28.40)	(31.90)	(16.20)	(24.00)	(29.00)

Profit After Tax	291.90	287.90	250.10	247.20	62.80

Discontinued Operations
Profit After Tax	n/a	n/a	n/a	n/a	n/a

PROFIT FOR PERIOD	291.90	287.90	250.10	247.20	62.80

Attributable to:
Equity Holders of Parent Company	291.90	287.90	250.10	247.20	62.80
Minority Interests	n/a	n/a	n/a	n/a	n/a

Equity Dividends	_cn/a	_cn/a	_cn/a	_cn/a	_cn/a
Retained Profit/(Loss) for the Financial Year	_c291.90	_c287.90	_c250.10	_c247.20	_c62.80

Per Share Record - Normalised	31-Dec-14	31-Dec-13	31-Dec-12	31-Dec-11	31-Dec-10
Continuing EPS
Earnings per Share - Basic	122.85p	117.99p	99.28p	97.48p	24.76p
Earnings per Share - Diluted	119.44p	114.66p	96.64p	95.56p	24.49p
Earnings per Share - Adjusted	38.00p	35.50p	27.55p	28.55p	24.57p
Continuing and Discontinued EPS
Earnings per Share - Basic	122.85p	117.99p	99.28p	97.48p	24.76p
Earnings per Share - Diluted	119.44p	114.66p	96.64p	95.56p	24.49p
Earnings per Share - Adjusted	38.00p	35.50p	27.55p	28.55p	24.57p

Dividend per Share	12.00p	9.30p	7.74p	7.10p	6.27p

Key Financals	31-Dec-14	31-Dec-13	31-Dec-12	31-Dec-11	31-Dec-10
Shares in Issue (millions)
Shares in Issue - Year End	230.83	237.46	n/a	257.22	257.22
Weighted Average	237.60	244.00	251.90	253.60	253.60
Diluted	244.40	251.10	258.80	258.70	256.40

Performance Ratios
Continuing Operations
Operating Margin	46.68%	49.38%	47.25%	48.36%	19.53%
Return on Capital Employed	44.06%	46.53%	45.05%	52.30%	19.60%
Continuing Operations & Discontinued Operations
Return on Equity	80.72%	73.09%	66.55%	75.43%	20.32%

Financial Status
Continuing Operations
Interest Cover - Continuing	8.07	7.53	7.40	7.32	4.39
Revenue per Share	329.63p	306.07p	258.71p	256.11p	240.02p
Pre-Tax Profit Per Share - Continuing	134.81p	131.07p	105.72p	106.94p	36.20p

Market Data
Continuing Operations
Earnings Per Share Growth - Basic	4%	19%	2%	294%	40%
Earnings Per Share Growth - Diluted	4%	19%	1%	290%	40%
PE Ratio - Company Adjusted	3.7	4.2	3.8	1.8	15.5
PEG - Company Adjusted	0.9	0.2	1.9	0.0	0.4
Dividend Cover	10.24	12.69	12.83	13.73	3.95
Continuing Operations & Discontinued Operations
Earnings per Share - Company Adjusted	4%	19%	2%	294%	74%
Earnings per Share - Diluted	4%	19%	1%	290%	74%
PE Ratio - Company Adjusted	3.7	4.2	3.8	1.8	15.5
PEG - Company Adjusted	0.9	0.2	1.9	0.0	0.2
Dividend Cover	10.24	12.69	12.83	13.73	3.95

Market Capitalisation £ (Millions)	1,037.82	1,182.54	n/a	441.13	987.72
Dividend per Share	12.00p	9.30p	7.74p	7.10p	6.27p
Dividend Yield	2.7%	1.9%	2.1%	4.1%	1.6%
Dividend per Share Growth	29.03%	20.16%	9.01%	13.24%	10.00%

* GAAP

a. Includes discontinued activities

b. Includes preference dividends

c. Not disclosed under IFRS

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.