Mortgage Advice Bureau (Holdings) (MAB1)

Sector:

Financials

Index:

FTSE AIM 50

760.00p
   
  • Change Today:
    -4.00p
  • 52 Week High: 946.00
  • 52 Week Low: 544.00
  • Currency: UK Pounds
  • Shares Issued: 57.96m
  • Volume: 72,370
  • Market Cap: £440.47m

Dividend Data

  31-Dec-2331-Dec-2231-Dec-2131-Dec-2031-Dec-19
Interim Dividend13.40p13.40p13.40p6.40p11.10p
Final Dividend14.70p14.70p14.70p19.20p6.40p
Total Dividend28.10p28.10p28.10p25.60p17.50p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
Revenue 239.53 230.82 188.66 148.30 143.74
Operating Profit/(Loss) 13.16 17.77 22.29 14.94 17.36
Net Interest (2.32) (1.13) (0.12) (0.11) 0.06
Profit Before Tax 16.18 17.35 23.18 14.86 17.70
Profit After Tax 12.46 12.78 19.27 12.78 14.73
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 12.46 12.78 19.27 12.78 14.73
Attributable to:          
Equity Holders of Parent Company 13.47 12.24 18.72 12.38 14.50
Minority Interests (1.01) 0.54 0.55 0.40 0.23
           
Continuing EPS          
Earnings per Share - Basic 23.60p 21.80p 35.20p 23.70p 28.20p
Earnings per Share - Diluted 23.50p 21.60p 35.00p 23.60p 27.70p
Earnings per Share - Adjusted 29.80p 37.80p 37.10p 28.60p 28.20p
Continuing and Discontinued EPS          
Earnings per Share - Basic 23.60p 21.80p 35.20p 23.70p 28.20p
Earnings per Share - Diluted 23.50p 21.60p 35.00p 23.60p 27.70p
Earnings per Share - Adjusted 29.80p 37.80p 37.10p 28.60p 28.20p
           
Dividend per Share 28.10p 28.10p 28.10p 25.60p 17.50p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Assets          
Non-Current Assets          
Property, Plant & Equipment 8.08 10.00 5.12 5.44 5.83
Intangible Assets 105.36 109.71 17.86 18.42 19.02
Investment Properties n/a n/a n/a n/a n/a
Investments 12.30 11.39 15.22 4.96 3.21
Other Financial Assets 0.30 0.32 0.22 n/a n/a
Other Non-Current Assets 1.07 2.63 2.97 1.63 4.85
  127.12 134.04 41.39 30.44 32.90
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 9.32 10.29 6.34 5.60 4.96
Cash at Bank & in Hand 21.94 25.46 34.41 32.98 20.87
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a n/a 0.14 n/a n/a
  31.26 35.75 40.89 38.58 25.83
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 158.38 169.79 82.28 69.02 58.73
           
Liabilities          
Current Liabilities          
Borrowings 6.76 7.74 0.39 0.34 0.33
Other Current Liabilities 45.95 42.89 32.19 23.66 24.17
  52.70 50.63 32.59 24.01 24.51
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 14.23 19.61 2.20 2.35 2.64
Provisions 11.42 14.66 6.47 5.22 4.39
Other Non-Current Liabilities 5.62 9.45 0.03 n/a n/a
  31.27 43.72 8.71 7.57 7.03
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 83.97 94.35 41.29 31.58 31.54
           
Net Assets 74.41 75.44 40.99 37.45 27.19
           
Capital & Reserves          
Share Capital 0.06 0.06 0.05 0.05 0.05
Share Premium Account 48.15 48.15 9.78 9.78 5.45
Other Reserves 6.07 4.53 28.95 1.83 2.82
Retained Earnings 15.92 15.15 25.41 23.88 17.27
Shareholders Funds 70.20 67.90 38.78 35.54 25.59
           
Minority Interests/Other Equity 4.21 7.55 2.20 1.91 1.60
Total Equity 74.41 75.44 40.99 37.45 27.19
Cash Flow 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Net Cash Flow From Operating Activities 23.74 24.34 26.92 17.82 20.40
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (2.52) (54.21) (7.38) (2.65) (14.08)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (24.74) 20.92 (18.10) (3.05) (11.05)
Net Increase/Decrease In Cash (3.52) (8.95) 1.43 12.11 (4.72)
Ratios - based on IFRS 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
PE Ratio - Adjusted 27.5 14.0 39.1 30.3 27.4
PEG - Adjusted n/a 7.0 1.3 30.3 3.0
Earnings per Share Growth - Adjusted -21% 2% 30% 1% 9%
Dividend Cover 1.06 1.35 1.32 1.12 1.61
Revenue per Share 413.30p 398.26p 3.29p 255.88p 248.01p
Pre-Tax Profit per Share 27.91p 29.94p 0.40p 25.64p 30.54p
Operating Margin 5.50% 7.70% 11.81% 10.07% 12.07%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 27.5 14.0 3,871.9 30.3 27.4
PEG - Adjusted n/a 0.0 n/a 30.3 3.0
Earnings per Share Growth - Adjusted -21% 9,994% -99% 1% 9%
Dividend Cover 1.06 1.35 0.01 1.12 1.61
           
Dividend Yield 3.4% 5.3% 1.9% 3.0% 2.3%
Dividend per Share Growth n/a n/a 9.77% 46.29% (24.89%)
Operating Cash Flow per Share 40.96p 42.00p 46.44p 30.74p 35.21p
Cash Incr/Decr per Share (6.08p) (15.44p) 0.025p 20.90p (8.15p)
Net Asset Value per Share (exc. Intangibles) (53.40p) (59.12p) 39.91p 32.84p 14.10p
Net Gearing -1.36% 2.79% -82.04% -85.22% -69.89%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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