International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

135.00p
   
  • Change Today:
      4.50p
  • 52 Week High: 163.50
  • 52 Week Low: 100.50
  • Currency: UK Pounds
  • Shares Issued: 217.27m
  • Volume: 116,536
  • Market Cap: £293.32m
  • RiskGrade: 268
  • Beta: 0.60

IPF Overview

International Personal Finance plc is a United Kingdom-based global financial services provider. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a broad suite of traditional products and services to suit its customers’ preferences and different credit profiles. The Company's suite of products range from home credit and digital instalment loans, a credit card and digital credit lines to a mobile wallet, insurances and other value-added services. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with offers and promotions it is running.

1 Day Chart (14-11-2024)

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6 Month Chart

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Financials

Latest F'cast
Div Yield 7.6% 0.0%
Div Cover 2.3 1.7
Op Mrgn 20.9% 20.8%
ROCE 16.3%  
Latest F'cast
P/E 5.8 7.0
PEG 0.5 n/a
Pr/Revenue 0.4 0.4
Pr/Book 0.6  
Latest F'cast
Revenue 18.9% -2.4%
PBT 8.4% 85.5%
EPS 11.5% -16.7%
DPS 12.0% 7.8%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 20.80p 3.5 0.3 +11% 9.20p 12.6%
31-Dec-23 767.80 83.90 23.20p 5.1 0.4 +12% 10.30p 8.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-24 749.26 155.65 19.32p 7.0 n/a -17% 11.10p 0.0%
31-Dec-25 775.50 165.37 22.79p 5.9 0.3 +18% 12.17p 0.0%
31-Dec-26 877.25 183.19 26.46p 5.1 0.3 +16% 13.33p 0.0%

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IPF Company Announcements

Regulatory Approval 11-Nov-2024 07:00 RNS
Q3 2024 Trading Update 24-Oct-2024 07:00 RNS
Holding(s) in Company 23-Oct-2024 16:31 RNS

IPF ShareCast News

International Personal Finance subsidiary gets f... 11-Nov-2024 ShareCast
IPF trading towards full-year guidance as Poland... 24-Oct-2024 ShareCast
International Personal Finance upgrades expectat... 31-Jul-2024 ShareCast

IPF Top Newspaper Links

Doorstep finance from IPF fills Hungary's bankin... 02-Apr-2009 Times
Tesco joins comparison site market with RBS back... 12-Sep-2007 The Scotsman

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 135.00p
Change Today 4.50p
% Change 3.45 %
52 Week High 163.50
52 Week Low 100.50
Volume 116,536
Shares Issued 217.27m
Market Cap £293.32m
Beta 0.60
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
94.61% above the market average94.61% above the market average94.61% above the market average94.61% above the market average94.61% above the market average
88.89% above the sector average88.89% above the sector average88.89% above the sector average88.89% above the sector average88.89% above the sector average
Price Trend
81.13% above the market average81.13% above the market average81.13% above the market average81.13% above the market average81.13% above the market average
69.64% above the sector average69.64% above the sector average69.64% above the sector average69.64% above the sector average69.64% above the sector average
Income
97.84% above the market average97.84% above the market average97.84% above the market average97.84% above the market average97.84% above the market average
93.75% above the sector average93.75% above the sector average93.75% above the sector average93.75% above the sector average93.75% above the sector average
Growth
2.12% above the market average2.12% above the market average2.12% above the market average2.12% above the market average2.12% above the market average
15.69% above the sector average15.69% above the sector average15.69% above the sector average15.69% above the sector average15.69% above the sector average

What The Brokers Say

Strong Buy 1
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 3
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 29-Aug-24 11-Apr-24
Paid 27-Sep-24 10-May-24
Amount 3.40p 7.20p

Trades for 14-Nov-2024

Time Volume / Share Price
16:21 27,256 @ 132.00p
16:52 15,952 @ 135.00p
16:35 13,823 @ 135.00p
16:35 161 @ 135.00p
16:35 1 @ 135.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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