International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

118.00p
   
  • Change Today:
    -0.50p
  • 52 Week High: 131.00p
  • 52 Week Low: 100.50p
  • Currency: UK Pounds
  • Shares Issued: 226.72m
  • Volume: 296,832
  • Market Cap: £267.53m
  • RiskGrade: 268

Balance Sheet

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-14 31-Dec-13 31-Dec-12 31-Dec-11 31-Dec-10
Non-Current Assets          
Property, Plant & Equipment 28.20 28.80 28.30 30.60 35.70
Intangible Assets 10.10 1.80 3.20 3.60 6.80
Investment Properties n/a n/a n/a n/a n/a
Investments n/a n/a n/a n/a n/a
Other Financial Assets n/a n/a n/a n/a n/a
Other Non-Current Assets 81.10 65.20 57.10 50.10 48.50
  119.40 95.80 88.60 84.30 91.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 774.60 799.20 665.70 579.50 588.20
Current Investments - Listed n/a n/a n/a n/a n/a
Current Investments - Deposits n/a n/a n/a n/a n/a
Current Investments - Unlisted n/a n/a n/a n/a n/a
Cash at Bank & in Hand 68.80 24.60 24.20 17.90 23.50
Cash on Short Term Deposit n/a n/a n/a n/a n/a
Other Current Assets 7.40 7.80 2.00 10.00 n/a
  850.80 831.60 691.90 607.40 611.70
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 970.20 927.40 780.50 691.70 702.70
           
Current Liabilities          
Trade & Other Payables n/a n/a 68.20 57.40 55.90
Borrowings 73.70 14.40 16.40 6.40 19.50
Finance Lease Obligations n/a n/a n/a n/a n/a
Other Current Liabilities 120.90 132.10 22.50 26.10 30.20
  194.60 146.50 107.10 89.90 105.60
           
Net Current Assets en/a en/a en/a en/a en/a
           
Non-Current Liabilities          
Borrowings 404.60 386.10 294.40 270.10 284.80
Finance Lease Obligations n/a n/a n/a n/a n/a
Other Non-Current Liabilities 2.00 0.90 3.20 4.00 3.30
Provisions - Deferred Tax n/a n/a n/a n/a n/a
Provisions - Other n/a n/a n/a n/a n/a
  406.60 387.00 297.60 274.10 288.10
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 608.60 533.50 404.70 364.00 393.70
           
Net Assets 361.60 393.90 375.80 327.70 309.00
           
Share Capital 24.00 24.00 24.90 25.70 25.70
Share Premium Account n/a n/a n/a n/a n/a
Other Reserves (96.00) (14.50) (12.80) (28.00) 11.30
Retained Earnings 433.60 384.40 363.70 330.00 272.00
  361.60 393.90 375.80 327.70 309.00
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 361.60 393.90 375.80 327.70 309.00
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Notes to Balance Sheet 31-Dec-14 31-Dec-13 31-Dec-12 31-Dec-11 31-Dec-10
Shareholders Funds - Equity en/a en/a en/a en/a en/a
Shareholders Funds - Non Equity en/a en/a en/a en/a en/a
  en/a en/a en/a en/a en/a
           
Borrowing Analysis          
Borrowings Under 1 year n/a n/a n/a n/a n/a
Due 1 - 2 years n/a n/a n/a n/a n/a
Due 2 - 5 years n/a n/a n/a n/a n/a
Due After 5 years n/a n/a n/a n/a n/a
Due 1 - 5 years Unanalysed n/a n/a n/a n/a n/a
Due After 1 year Unanalysed n/a n/a n/a n/a n/a
Less: Borrowings in Other Creditors n/a n/a n/a n/a n/a
Total Borrowings 478.30 400.50 310.80 276.50 304.30
           
Property, Plant & Equipment Analysis          
Property          
Cost/Value at Start of Year n/a n/a n/a n/a n/a
Acquisitions n/a n/a n/a n/a n/a
Additions n/a n/a n/a n/a n/a
Disposals n/a n/a n/a n/a n/a
Exchanges & Other Movements n/a n/a n/a n/a n/a
Cost/Value at End of Year n/a n/a n/a n/a n/a
           
Property Depreciation          
At Start of Year n/a n/a n/a n/a n/a
Acquisitions n/a n/a n/a n/a n/a
Provided During Year n/a n/a n/a n/a n/a
Disposals n/a n/a n/a n/a n/a
Exchange & Other Movements n/a n/a n/a n/a n/a
Cost/Value at End of Year n/a n/a n/a n/a n/a
           
Property Net Book Value n/a n/a n/a n/a n/a
           
Other Fixed Assets          
Cost/Value at Start of Year n/a n/a n/a n/a n/a
Acquisitions n/a n/a n/a n/a n/a
Additions n/a n/a n/a n/a n/a
Disposals n/a n/a n/a n/a n/a
Exchange & Other Movements n/a n/a n/a n/a n/a
Cost/Value at End of Year n/a n/a n/a n/a n/a
           
Other Fixed Assets Deprecation          
At Start of Year n/a n/a n/a n/a n/a
Acquisitions n/a n/a n/a n/a n/a
Provided During Year n/a n/a n/a n/a n/a
Disposals n/a n/a n/a n/a n/a
Exchange & Other Movements n/a n/a n/a n/a n/a
At End of Year n/a n/a n/a n/a n/a
           
Other Fixed Assets Net Book Value n/a n/a n/a n/a n/a
           
Total Property, Plant & Equipment Net Book Value n/a n/a n/a n/a n/a

Key

* GAAP

a. Total fixed assets

b. Debtors due within and after one year

c. Includes trade and other payables

d. Includes non-current assets

e. Not disclosed under IFRS

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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