ING Groep (INGA)

Index:

AEX Index

  19.01
   
  • Change Today:
     -0.14
  • 52 Week High:  19.15
  • 52 Week Low:  14.44
  • Currency: Euro
  • Shares Issued: 3,147.39m
  • Volume: 5,822,769
  • Market Cap:  59,844m
  • Beta: 1.03

Fundamentals - based on IFRS

    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 15,023.00 15,976.00 (11,128.00) (3,982.00) 16,615.00
Operating Profit/(Loss) 9,300.00 10,492.00 5,502.00 6,782.00 3,809.00
Profit Before Tax 9,300.00 10,492.00 5,502.00 6,782.00 3,809.00
Profit After Tax 6,650.00 7,521.00 3,777.00 4,905.00 2,563.00
           
Earnings per Share - Basic 198.00¢ 205.00¢ 102.00¢ 123.00¢ 64.00¢
Earnings per Share - Adjusted 198.00¢ 205.00¢ 102.00¢ 123.00¢ 64.00¢
           
Dividend per Share 106.00¢ 110.60¢ 55.90¢ 62.00¢ 12.00¢
    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 2,434.00 2,399.00 2,446.00 2,515.00 2,841.00
Intangible Assets 1,334.00 1,198.00 1,102.00 1,156.00 1,394.00
Other Non-Current Assets n/a n/a n/a n/a n/a
  3,768.00 3,597.00 3,548.00 3,671.00 4,235.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 70,353.00 90,214.00 87,614.00 106,520.00 111,087.00
Other Current Assets n/a n/a n/a n/a n/a
  70,353.00 90,214.00 87,614.00 106,520.00 111,087.00
           
Other Assets 946,424.00 881,772.00 876,655.00 841,099.00 821,953.00
Total Assets 1,020,545.00 975,583.00 967,817.00 951,290.00 937,275.00
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities n/a n/a n/a n/a n/a
           
Current Liabilities n/a n/a n/a n/a n/a
           
Net Current Assets c70,353.00 c90,214.00 c87,614.00 c106,520.00 c111,087.00
           
Borrowings 142,367.00 124,670.00 111,704.00 108,499.00 97,870.00
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 142,367.00 124,670.00 111,704.00 108,499.00 97,870.00
           
Other Liabilities 826,869.00 798,730.00 805,700.00 788,136.00 783,746.00
Total Liabilities 969,236.00 923,400.00 917,404.00 896,635.00 881,616.00
           
Net Assets 51,309.00 52,183.00 50,413.00 54,655.00 55,659.00
           
Shareholders Funds 50,314.00 51,240.00 49,909.00 53,919.00 54,637.00
           
Minority Interests/Other Equity 995.00 943.00 504.00 736.00 1,022.00
Total Equity 51,309.00 52,183.00 50,413.00 54,655.00 55,659.00
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities (22,544.00) (11,340.00) (11,112.00) (14,943.00) 101,243.00
Net Cash Flow from Investing Activities (6,033.00) (8,545.00) (5,307.00) 6,220.00 (8,487.00)
Net Cash Flow from Financing Activities 5,374.00 18,404.00 4,649.00 5,387.00 (34,796.00)
Net Increase/Decrease In Cash (23,203.00) (1,481.00) (11,770.00) (3,336.00) 57,960.00
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 7.6 6.6 11.2 10.0 11.9
PEG - Adjusted n/a 0.1 n/a 0.1 n/a
Earnings per Share Growth - Adjusted -3% 101% -17% 92% -48%
Dividend Cover 1.87 1.85 1.82 1.98 5.33
Revenue per Share 477.32¢ 507.60¢ (353.56¢) (1.28¢) 527.90¢
Pre-Tax Profit per Share 295.48¢ 333.36¢ 174.81¢ 2.17¢ 121.02¢
Operating Margin 61.91% 65.67% (49.44%) (170.32%) 22.93%
Return on Capital Employed 4.84% 5.97% 3.42% 0.04% 2.50%
           
Dividend Yield 7.0% 8.2% 4.9% 5.1% 1.6%
Dividend per Share Growth (4.16%) 97.85% (9.84%) 416.67% (50.00%)
Operating Cash Flow per Share (716.28¢) (360.30¢) (353.05¢) (474.77¢) 3,216.73¢
Cash Incr/Decr per Share (737.21¢) (47.05¢) (373.96¢) (1.07¢) 1,841.53¢
Net Asset Value per Share (exc. Intangibles) 1,587.82¢ 1,619.91¢ 1,566.73¢ 1,699.79¢ 1,724.13¢
Net Gearing 143.13% 67.24% 48.27% 3.67% -24.19%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Forecast figures based on normalised accounts.

 

Top of Page