Secure Trust Bank (STB)

Sector:

Banking

Index:

FTSE Small Cap

580.00p
   
  • Change Today:
    -18.00p
  • 52 Week High: 894.00
  • 52 Week Low: 339.00
  • Currency: UK Pounds
  • Shares Issued: 19.07m
  • Volume: 41,359
  • Market Cap: £110.61m

Dividend Data

  31-Dec-2431-Dec-2331-Dec-2231-Dec-2131-Dec-20
Interim Dividend11.30p16.00p16.00p20.00p20.00p
Final Dividend22.50p16.20p29.10p41.10pn/a
Total Dividend33.80p32.20p45.10p61.10p44.00p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 366.00 304.00 203.00 163.90 166.10
Operating Profit/(Loss) 29.20 36.10 39.00 55.90 19.10
Net Interest n/a n/a n/a n/a n/a
Profit Before Tax 29.20 36.10 39.00 55.90 19.10
Profit After Tax 19.70 26.40 29.60 45.50 15.40
Discontinued Operations          
Profit After Tax n/a (2.10) n/a 0.10 n/a
PROFIT FOR THE PERIOD 19.70 24.30 29.60 45.60 15.40
Attributable to:          
Equity Holders of Parent Company 19.70 24.30 n/a 45.60 15.40
Minority Interests n/a n/a n/a n/a n/a
           
Continuing EPS          
Earnings per Share - Basic 103.40p 140.80p 158.50p 244.10p 82.70p
Earnings per Share - Diluted 101.40p 137.00p 153.40p 238.90p 81.00p
Earnings per Share - Adjusted 103.40p 140.80p 158.50p 244.10p 82.70p
Continuing and Discontinued EPS          
Earnings per Share - Basic 103.40p 129.60p 180.50p 244.70p 82.70p
Earnings per Share - Diluted 101.40p 126.10p 174.70p 239.40p 81.00p
Earnings per Share - Adjusted 103.40p 129.60p 180.50p 244.70p 82.70p
           
Dividend per Share 33.80p 32.20p 45.10p 61.10p 44.00p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 11.50 12.60 11.20 11.50 12.80
Intangible Assets 5.00 5.90 6.60 6.90 7.70
Investment Properties n/a n/a n/a 4.70 4.30
Investments n/a n/a n/a n/a n/a
Other Financial Assets 7.50 21.60 2.90 n/a n/a
Other Non-Current Assets 15.20 17.30 n/a n/a n/a
  39.20 57.40 20.70 23.10 24.80
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Cash at Bank & in Hand n/a n/a n/a 235.70 181.50
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a n/a 19.00 2,605.90 2,422.20
  n/a n/a 19.00 2,841.60 2,603.70
           
Other Assets n/a n/a n/a 21.20 32.70
Total Assets 4,116.70 3,778.00 3,379.80 2,885.90 2,661.20
           
Liabilities          
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities n/a n/a 0.80 n/a n/a
  n/a n/a 0.80 n/a n/a
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 1.80 2.30 2.10 54.00 54.70
Provisions 11.30 6.00 2.50 1.30 50.80
Other Non-Current Liabilities n/a n/a 132.90 n/a n/a
  13.10 8.30 137.50 55.30 105.50
           
Other Liabilities 132.40 151.40 n/a 425.00 2,288.10
Total Liabilities 3,756.20 3,433.50 3,053.40 2,583.50 2,393.60
           
Net Assets 360.50 344.50 326.40 302.40 267.60
           
Capital & Reserves          
Share Capital 7.60 7.60 7.50 7.50 7.50
Share Premium Account 84.00 83.80 82.20 82.20 82.20
Other Reserves (2.20) (1.70) (1.10) 1.00 0.90
Retained Earnings 271.10 254.80 237.80 211.70 177.00
Shareholders Funds 360.50 344.50 326.40 302.40 267.60
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 360.50 344.50 326.40 302.40 267.60
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 111.70 (45.40) 32.70 (96.40) 95.60
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (1.00) (2.70) 82.50 59.10 23.10
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (42.00) 31.50 (5.00) 101.60 (31.60)
Net Increase/Decrease In Cash 68.70 (16.60) 110.20 64.30 87.10
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 3.5 4.9 4.7 5.4 10.6
PEG - Adjusted n/a n/a n/a 0.0 n/a
Earnings per Share Growth - Adjusted -27% -11% -35% 195% -54%
Dividend Cover 3.06 4.37 3.51 4.00 1.88
Revenue per Share 1,920.54p 1,621.24p 1,064.42p 8.68p 870.94p
Pre-Tax Profit per Share 153.22p 192.52p 204.50p 2.96p 100.15p
Operating Margin 7.98% 11.87% 19.21% 34.11% 11.50%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 3.5 5.3 4.2 538.5 10.6
PEG - Adjusted n/a n/a 0.0 n/a n/a
Earnings per Share Growth - Adjusted -20% -28% 7,208% -97% -54%
Dividend Cover 3.06 4.02 4.00 0.04 1.88
           
Dividend Yield 9.3% 4.7% 6.0% 4.6% 5.0%
Dividend per Share Growth 4.97% (28.60%) (26.19%) 38.86% 120.00%
Operating Cash Flow per Share 586.13p (242.12p) 171.46p (505.47p) 501.27p
Cash Incr/Decr per Share 360.49p (88.53p) 577.83p 3.40p 456.70p
Net Asset Value per Share (exc. Intangibles) 1,865.44p 1,805.77p 1,676.86p 1,549.44p 1,362.77p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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