Provident Financial (PFGL)

 222.60p
   
  • Change Today:
      0.000p
  • 52 Week High: 222.60
  • 52 Week Low: 222.60
  • Currency: UK Pounds
  • Shares Issued: 147.19m
  • Volume: 0
  • Market Cap: £327.65m

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 458.50 488.80 480.70 478.70 615.40
Operating Profit/(Loss) (136.30) (12.00) 110.10 142.20 22.90
Profit Before Tax (136.30) (12.00) 110.10 142.20 (37.00)
Profit After Tax (119.30) (11.70) 82.30 134.60 (37.00)
           
Earnings per Share - Basic (46.70p) (4.60p) 30.80p (12.80p) (32.90p)
Earnings per Share - Adjusted (9.70p) 4.50p 38.70p 57.50p 11.70p
           
Dividend per Share n/a 6.00p 15.30p 12.00p n/a
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Non-Current Assets          
Property, Plant & Equipment 23.50 31.30 40.70 56.30 73.50
Intangible Assets 62.70 146.80 134.50 123.50 116.50
Other Non-Current Assets 52.80 46.60 n/a n/a n/a
  141.30 231.40 175.20 179.80 190.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 1,003.90 743.90 464.90 717.70 919.70
Other Current Assets n/a n/a n/a n/a n/a
  3,230.10 2,955.60 2,420.90 2,414.20 2,755.20
           
Other Assets 3.90 8.30 67.20 131.30 132.90
Total Assets 3,375.30 3,194.70 2,663.30 2,725.30 3,078.10
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities 46.10 44.10 n/a 3.80 0.60
           
Current Liabilities 46.10 44.10 n/a 3.80 0.60
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Borrowings 442.50 623.40 864.70 904.10 589.40
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 458.00 629.20 869.90 976.20 680.40
           
Other Liabilities 2,430.00 1,952.30 1,178.70 1,114.10 1,749.40
Total Liabilities 2,934.10 2,625.60 2,048.60 2,094.10 2,430.40
           
Net Assets 441.20 569.10 614.70 631.20 647.70
           
Shareholders Funds 441.20 569.10 614.70 631.20 647.70
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 441.20 569.10 614.70 631.20 647.70
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 440.20 584.70 (204.90) 163.10 363.90
Net Cash Flow from Investing Activities 2.10 (18.80) (32.80) (22.30) (21.50)
Net Cash Flow from Financing Activities (181.30) (288.00) (12.50) (345.00) 225.10
Net Increase/Decrease In Cash 261.00 277.90 (250.20) (204.20) 567.50
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted n/a 49.5 5.0 6.2 26.5
PEG - Adjusted n/a n/a n/a 0.0 n/a
Earnings per Share Growth - Adjusted n/a -88% -33% 392% -74%
Dividend Cover n/a 0.75 2.53 4.79 n/a
Revenue per Share 179.45p 193.20p 191.59p 1.93p 242.67p
Pre-Tax Profit per Share (53.35p) (4.74p) 43.88p 0.57p (14.59p)
Operating Margin (29.73%) (2.45%) 22.90% 29.71% 3.72%
Return on Capital Employed n/a n/a 8.15% 0.10% 1.89%
           
Dividend Yield 0.0% 2.7% 7.9% 3.3% 0.0%
Dividend per Share Growth n/a (60.78%) 27.50% n/a n/a
Operating Cash Flow per Share 172.29p 231.11p (81.67p) 65.06p 143.49p
Cash Incr/Decr per Share 102.15p 109.84p (99.72p) (0.82p) 223.78p
Net Asset Value per Share (exc. Intangibles) 148.14p 166.92p 191.39p 202.51p 209.46p
Net Gearing n/a -21.17% 65.04% 29.53% -51.00%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 5 minutes.

Note 2: Forecast figures based on normalised accounts.

 

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