International Personal Finance (IPFL)

 144.75p
   
  • Change Today:
      0.000p
  • 52 Week High: 164.50p
  • 52 Week Low: 99.40p
  • Currency: UK Pounds
  • Shares Issued: 220.97m
  • Volume: 0
  • Market Cap: £319.86m

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
Revenue 767.80 645.50 548.70 661.30 889.10
Operating Profit/(Loss) 160.80 145.50 121.70 6.10 177.50
Profit Before Tax 83.90 77.40 67.70 (40.70) 114.00
Profit After Tax 48.00 56.80 41.90 (64.20) 71.80
           
Earnings per Share - Basic 21.50p 25.60p 18.80p (28.90p) 32.20p
Earnings per Share - Adjusted 23.20p 20.80p 18.80p (24.00p) 32.20p
           
Dividend per Share 10.30p 9.20p 8.00p 4.60p 12.40p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Assets          
Non-Current Assets          
Property, Plant & Equipment 37.70 36.60 31.50 32.90 38.80
Intangible Assets 55.90 52.10 48.10 54.60 66.30
Other Non-Current Assets 341.10 352.80 295.10 275.60 434.60
  434.70 441.50 374.70 363.10 539.70
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 42.50 50.70 41.70 116.30 37.40
Other Current Assets 6.20 6.10 2.30 2.00 0.40
  754.30 729.60 624.60 660.80 783.00
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 1,189.00 1,171.10 999.30 1,023.90 1,322.70
Current Liabilities          
Borrowings 60.50 79.00 9.50 7.60 121.40
Other Current Liabilities 144.60 149.80 134.00 128.40 170.40
           
Current Liabilities 205.10 228.80 143.50 136.00 291.80
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Borrowings 474.90 491.20 480.80 503.60 574.50
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 482.00 497.10 488.70 517.40 594.50
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 687.10 725.90 632.20 653.40 886.30
           
Net Assets 501.90 445.20 367.10 370.50 436.40
           
Shareholders Funds 501.90 445.20 367.10 370.50 436.40
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 501.90 445.20 367.10 370.50 436.40
Cash Flow 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Net Cash Flow From Operating Activities 85.80 (0.90) (24.80) 283.60 64.20
Net Cash Flow from Investing Activities (22.60) (23.50) (15.20) (15.10) (31.20)
Net Cash Flow from Financing Activities (72.70) 27.20 (32.20) (189.60) (40.10)
Net Increase/Decrease In Cash (9.50) 2.80 (72.20) 78.90 (7.10)
Ratios - based on IFRS 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
PE Ratio - Adjusted 5.2 3.4 6.9 n/a 5.1
PEG - Adjusted 0.4 0.3 n/a n/a n/a
Earnings per Share Growth - Adjusted 12% 11% n/a n/a -5%
Dividend Cover 2.25 2.26 2.35 (5.22) 2.60
Revenue per Share 347.47p 292.12p 2.51p 299.27p 402.36p
Pre-Tax Profit per Share 37.97p 35.03p 0.31p (18.42p) 51.59p
Operating Margin 20.94% 22.54% 22.18% 0.92% 19.96%
Return on Capital Employed 16.27% 15.01% 0.15% 0.73% 16.34%
           
Dividend Yield 8.6% 13.0% 6.2% 5.6% 7.5%
Dividend per Share Growth 11.96% 15.00% 73.91% (62.90%) n/a
Operating Cash Flow per Share 38.83p (0.41p) (11.22p) 128.34p 29.05p
Cash Incr/Decr per Share (4.30p) 1.27p (0.33p) 35.71p (3.21p)
Net Asset Value per Share (exc. Intangibles) 201.84p 177.90p 144.36p 142.96p 167.49p
Net Gearing 98.21% 116.69% 122.20% 106.59% 150.89%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 5 minutes.

Note 2: Forecast figures based on normalised accounts.

 

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