TBC Bank Group (TBCG)

Sector:

Banking

Index:

FTSE 250

4,395.00p
   
  • Change Today:
      10.00p
  • 52 Week High: 4,860.00
  • 52 Week Low: 2,350.00
  • Currency: UK Pounds
  • Shares Issued: 56.21m
  • Volume: 9,549
  • Market Cap: £2,470.51m
  • RiskGrade: 191

Dividend Data

  31-Dec-2431-Dec-2331-Dec-2231-Dec-2131-Dec-20
Interim Dividend74.25p76.54p77.50p35.00pn/a
Final Dividend160.37p140.00p92.83p60.30p56.79p
Total Dividend234.63p216.54p170.33p95.30p56.79p
For more dividend details, click here

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 881.30 786.76 616.48 427.03 322.96
Operating Profit/(Loss) 550.12 574.14 461.34 297.44 97.39
Profit Before Tax 550.12 574.14 461.34 297.44 97.39
Profit After Tax 465.88 423.88 371.33 261.17 98.42
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 465.88 423.88 371.33 261.17 98.42
Attributable to:          
Equity Holders of Parent Company 457.48 418.00 368.32 258.52 96.98
Minority Interests 8.40 5.87 3.01 2.65 1.45
           
Continuing EPS          
Earnings per Share - Basic 834.05¢ 771.18¢ 778.57¢ n/a 177.01¢
Earnings per Share - Diluted 829.06¢ 765.23¢ 778.57¢ n/a 177.01¢
Earnings per Share - Adjusted 834.05¢ 771.18¢ 778.57¢ n/a 177.01¢
Continuing and Discontinued EPS          
Earnings per Share - Basic 834.05¢ 771.18¢ 778.57¢ n/a 177.01¢
Earnings per Share - Diluted 829.06¢ 765.23¢ 778.57¢ n/a 177.01¢
Earnings per Share - Adjusted 834.05¢ 771.18¢ 778.57¢ n/a 177.01¢
           
Dividend per Share 288.58¢ 268.46¢ 93.30¢ 81.27¢ n/a
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Property, Plant & Equipment n/a n/a 205.59 149.48 130.28
Intangible Assets 231.24 197.57 164.01 122.65 91.40
Investment Properties 3.47 5.66 8.20 7.39 20.96
Investments 1,973.23 1,319.78 1,069.14 627.19 550.27
Other Financial Assets 373.70 253.10 216.93 230.88 384.88
           
Loans & Advances to Banks n/a n/a n/a n/a n/a
Loans & Advances to Customers 9,150.56 8,076.93 6,599.78 5,370.98 4,454.09
Advances 9,150.56 8,076.93 6,599.78 5,370.98 4,454.09
           
Debt Securities n/a n/a 13.84 16.01 n/a
Items in course of collection 16.21 17.83 15.49 25.55 15.51
           
Cash at Bank 2,003.75 1,986.00 2,187.56 1,229.75 1,139.57
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 2,003.75 1,986.00 2,187.56 1,229.75 1,139.57
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 71.43 0.16 0.16 0.06 21.33
Other Assets 484.68 400.27 261.01 132.18 82.33
Total Assets 14,308.28 12,257.32 10,623.21 7,912.11 6,890.62
           
Liabilities          
Items in Course of Collection n/a n/a n/a n/a n/a
Deposits & Customer Accounts 8,145.87 7,576.22 6,675.25 4,854.78 3,837.13
Debt Securities 538.04 530.29 503.91 552.13 456.72
Other Current Liabilities 0.44 25.26 0.61 28.01 0.26
           
Borrowings 409.14 323.02 249.78 222.69 223.32
Provisions 17.89 18.95 54.72 11.73 11.73
Other Liabilities 3,152.21 1,991.28 1,772.36 1,127.78 1,465.44
Total Liabilities 12,263.59 10,465.03 9,256.65 6,797.13 5,994.59
           
Net Assets 2,044.68 1,792.29 1,366.57 1,114.98 896.03
           
Capital & Reserves          
Share Capital 0.61 0.63 0.62 0.54 0.51
Share Premium Account 146.46 109.91 99.90 91.50 258.94
Other Reserves (51.32) (17.50) (50.78) 36.63 (63.21)
Retained Earnings 1,883.55 1,648.51 1,385.91 970.79 696.28
Shareholders Funds 1,979.30 1,741.55 1,435.83 1,099.47 892.53
           
Minority Interests/Other Equity 65.38 50.74 32.13 15.51 3.50
Total Equity 2,044.68 1,792.29 1,366.57 1,114.98 896.03
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities n/a n/a n/a n/a 148.39
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities n/a n/a n/a n/a (217.29)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities n/a n/a n/a n/a 261.72
Net Increase/Decrease In Cash n/a n/a n/a n/a 192.83
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 5.0 4.9 3.9 n/a 9.4
PEG - Adjusted 0.6 n/a n/a n/a n/a
Earnings per Share Growth - Adjusted 8% -1% n/a n/a -48%
Dividend Cover 2.89 2.87 8.34 n/a n/a
Revenue per Share 1,607.00¢ 1,451.80¢ 1,118.79¢ 7.91¢ 593.67¢
Pre-Tax Profit per Share 1,003.12¢ 1,059.45¢ 837.24¢ 5.51¢ 179.03¢
Operating Margin 62.42% 72.97% 74.83% 69.65% 30.16%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 5.0 4.9 3.9 n/a 9.4
PEG - Adjusted 0.6 n/a n/a n/a n/a
Earnings per Share Growth - Adjusted 8% -1% n/a -100% -48%
Dividend Cover 2.89 2.87 8.34 n/a n/a
           
Dividend Yield 7.0% 7.2% 3.1% 3.7% 0.0%
Dividend per Share Growth 7.50% 187.73% 14.80% n/a n/a
Operating Cash Flow per Share n/a n/a n/a n/a 272.78¢
Cash Incr/Decr per Share n/a n/a n/a n/a 354.47¢
Net Asset Value per Share (exc. Intangibles) 3,306.71¢ 2,942.71¢ 2,182.38¢ 1,821.35¢ 1,479.11¢
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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