Time Finance (TIME)

Sector:

Financials

Index:

FTSE AIM All-Share

40.75p
   
  • Change Today:
    -0.25p
  • 52 Week High: 42.70
  • 52 Week Low: 24.50
  • Currency: UK Pounds
  • Shares Issued: 92.51m
  • Volume: 27,829
  • Market Cap: £37.70m
  • RiskGrade: 204

Dividend Data

  31-May-2331-May-2231-May-2131-May-2031-May-19
Total Dividendn/an/an/an/a0.84p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-May-23 31-May-22 31-May-21 31-May-20 31-May-19
Continuing Operations          
Revenue 27.57 23.61 23.80 29.24 31.81
Operating Profit/(Loss) 4.32 1.31 2.27 2.19 8.03
Net Interest (0.15) (0.25) (0.25) n/a (0.15)
Profit Before Tax 4.17 1.05 2.02 2.02 7.88
Profit After Tax 3.45 0.92 1.78 1.55 6.35
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 3.45 0.92 1.78 1.55 6.35
Attributable to:          
Equity Holders of Parent Company 3.45 0.92 1.78 1.55 6.35
Minority Interests n/a n/a n/a n/a n/a
           
Continuing EPS          
Earnings per Share - Basic 3.63p 1.38p 2.10p 1.76p 7.30p
Earnings per Share - Diluted 3.63p 1.38p 1.96p 1.74p 6.61p
Earnings per Share - Adjusted 3.63p 1.38p 2.10p 1.76p 7.30p
Continuing and Discontinued EPS          
Earnings per Share - Basic 3.73p 1.00p 1.98p 1.76p 7.30p
Earnings per Share - Diluted 3.73p 1.00p 1.85p 1.74p 6.61p
Earnings per Share - Adjusted 3.73p 1.00p 1.98p 1.76p 7.30p
           
Dividend per Share n/a n/a n/a n/a 0.84p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-May-23 31-May-22 31-May-21 31-May-20 31-May-19
Assets          
Non-Current Assets          
Property, Plant & Equipment 0.81 0.35 0.77 1.20 1.42
Intangible Assets 27.49 27.56 28.72 28.77 28.34
Investment Properties n/a n/a n/a n/a n/a
Investments n/a n/a n/a n/a n/a
Other Financial Assets n/a n/a n/a n/a n/a
Other Non-Current Assets 59.77 51.38 45.14 47.10 51.65
  88.07 79.29 74.63 77.06 81.41
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 91.85 70.85 55.07 60.04 74.43
Cash at Bank & in Hand 3.77 3.17 7.97 1.30 1.85
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a n/a 0.11 0.18 n/a
  95.62 74.02 63.16 61.53 76.28
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 183.69 153.31 137.79 138.59 157.70
           
Liabilities          
Current Liabilities          
Borrowings 1.82 1.90 1.82 2.61 3.28
Other Current Liabilities 65.63 51.98 41.69 51.88 69.56
  67.45 53.88 43.51 54.49 72.84
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 1.75 2.34 3.41 0.24 0.47
Provisions n/a n/a n/a n/a 0.80
Other Non-Current Liabilities 52.82 39.03 33.75 28.64 29.81
  54.57 41.38 37.16 28.88 31.08
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 122.01 95.26 80.67 83.37 103.92
           
Net Assets 61.67 58.05 57.12 55.22 53.78
           
Capital & Reserves          
Share Capital 9.25 9.25 9.25 8.90 8.76
Share Premium Account 25.54 25.54 25.54 25.36 25.13
Other Reserves (0.54) (0.71) (0.73) (0.31) n/a
Retained Earnings 27.42 23.97 23.05 21.27 19.89
Shareholders Funds 61.67 58.05 57.12 55.22 53.78
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 61.67 58.05 57.12 55.22 53.78
Cash Flow 31-May-23 31-May-22 31-May-21 31-May-20 31-May-19
Net Cash Flow From Operating Activities 2.43 (3.62) 5.66 3.29 1.56
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (0.13) (0.15) (0.51) (1.43) (1.24)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (1.45) (0.98) 2.38 (2.06) (1.29)
Net Increase/Decrease In Cash 0.86 (4.75) 7.53 (0.20) (0.98)
Ratios - based on IFRS 31-May-23 31-May-22 31-May-21 31-May-20 31-May-19
Continuing Operations          
PE Ratio - Adjusted 7.9 15.4 14.4 11.6 6.0
PEG - Adjusted 0.0 n/a 0.8 n/a n/a
Earnings per Share Growth - Adjusted 163% -34% 19% -76% -4%
Dividend Cover n/a n/a n/a n/a 8.69
Revenue per Share 29.80p 25.52p 0.26p 31.61p 34.39p
Pre-Tax Profit per Share 4.50p 1.14p 0.022p 2.18p 8.51p
Operating Margin 15.66% 5.54% 9.53% 7.49% 25.23%
Return on Capital Employed 11.44% 3.77% 0.07% 6.89% 26.77%
Continuing & Discontinued Operations          
PE Ratio - Adjusted 7.6 21.2 1,513.5 11.6 6.0
PEG - Adjusted 0.0 0.0 n/a n/a n/a
Earnings per Share Growth - Adjusted 273% 4,904% -99% -76% -4%
Dividend Cover n/a n/a n/a n/a 8.69
           
Dividend Yield 0.0% 0.0% 0.0% 0.0% 1.9%
Dividend per Share Growth n/a n/a n/a n/a 29.23%
Operating Cash Flow per Share 2.63p (3.91p) 6.12p 3.55p 1.68p
Cash Incr/Decr per Share 0.93p (5.13p) 0.082p (0.21p) (1.05p)
Net Asset Value per Share (exc. Intangibles) 36.95p 32.96p 30.70p 28.60p 27.50p
Net Gearing -0.34% 1.85% -4.80% 2.79% 3.53%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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