International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

117.00p
   
  • Change Today:
    -0.50p
  • 52 Week High: 131.00
  • 52 Week Low: 64.40
  • Currency: UK Pounds
  • Shares Issued: 224.15m
  • Volume: 24,890
  • Market Cap: £262.26m
  • RiskGrade: 268
  • Beta: 0.30

IPF Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

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6 Month Chart

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Financials

Latest F'cast
Div Yield 7.8% 0.0%
Div Cover 2.8 1.8
Op Mrgn 22.5% 18.4%
ROCE 15.0%  
Latest F'cast
P/E 4.6 6.3
PEG 0.1 n/a
Pr/Revenue 0.4 0.4
Pr/Book 0.6  
Latest F'cast
Revenue 17.6% 6.0%
PBT 14.3% 62.7%
EPS 36.2% -27.7%
DPS 15.0% 10.3%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-18 866.40 109.30 33.80p 6.1 n/a 0% 12.40p 6.0%
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 25.60p 2.9 0.1 +36% 9.20p 12.6%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-23 684.20 125.90 18.52p 6.3 n/a -28% 10.15p 0.0%
31-Dec-24 732.82 135.43 20.94p 5.6 0.4 +13% 11.33p 0.0%
31-Dec-25 791.78 106.35 27.34p 4.3 0.1 +31% 12.38p 0.0%

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IPF Company Announcements

Director/PDMR Shareholding 24-Nov-2023 07:02 RNS
Final Confirmation & Results of Exchange Offer 24-Nov-2023 07:00 RNS
Holding(s) in Company 17-Nov-2023 15:18 RNS

IPF ShareCast News

IPF sees 'good momentum' continue through Q3 26-Oct-2023 ShareCast
Director dealings: IPF non-exec picks up shares,... 14-Sep-2023 ShareCast
International Personal Finance hikes dividend as... 01-Mar-2023 ShareCast

IPF Top Newspaper Links

Doorstep finance from IPF fills Hungary's bankin... 02-Apr-2009 Times
Tesco joins comparison site market with RBS back... 12-Sep-2007 The Scotsman

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 117.00p
Change Today -0.50p
% Change -0.43 %
52 Week High 131.00
52 Week Low 64.40
Volume 24,890
Shares Issued 224.15m
Market Cap £262.26m
Beta 0.30
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
95.33% above the market average95.33% above the market average95.33% above the market average95.33% above the market average95.33% above the market average
92.79% above the sector average92.79% above the sector average92.79% above the sector average92.79% above the sector average92.79% above the sector average
Price Trend
74.08% above the market average74.08% above the market average74.08% above the market average74.08% above the market average74.08% above the market average
78.51% above the sector average78.51% above the sector average78.51% above the sector average78.51% above the sector average78.51% above the sector average
Income
98.75% above the market average98.75% above the market average98.75% above the market average98.75% above the market average98.75% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Growth
46.13% below the market average46.13% below the market average46.13% below the market average46.13% below the market average46.13% below the market average
30.28% below the sector average30.28% below the sector average30.28% below the sector average30.28% below the sector average30.28% below the sector average

What The Brokers Say

Strong Buy 2
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 4
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 31-Aug-23 06-Apr-23
Paid 29-Sep-23 05-May-23
Amount 3.10p 6.50p

Trades for 07-Dec-2023

Time Volume / Share Price
12:00 1,040 @ 117.00p
10:17 300 @ 116.53p
10:09 50 @ 116.53p
10:05 85 @ 117.50p
08:46 20 @ 115.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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