International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

95.00p
   
  • Change Today:
    -3.00p
  • 52 Week High: 128.00
  • 52 Week Low: 64.40
  • Currency: UK Pounds
  • Shares Issued: 222.75m
  • Volume: 278,750
  • Market Cap: 211.61m
  • RiskGrade: 268
  • Beta: 0.01

IPF Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

1 Day Chart (06-02-2023)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 8.4% 0.0%
Div Cover 2.3 2.5
Op Mrgn 22.2% 17.4%
ROCE 14.9%  
Latest F'cast
P/E 5.1 4.4
PEG n/a 0.3
Pr/Revenue 0.4 0.3
Pr/Book 0.6  
Latest F'cast
Revenue -17.0% 12.0%
PBT n/a 58.3%
EPS n/a 13.7%
DPS 73.9% 7.5%

IPF Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-17 825.80 105.60 33.70p 5.9 1.2 +5% 12.40p 6.3%
31-Dec-18 866.40 109.30 33.80p 6.1 n/a 0% 12.40p 6.0%
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-22 614.80 107.15 21.37p 4.4 0.3 +14% 8.60p 0.0%
31-Dec-23 632.33 103.05 14.90p 6.4 n/a -30% 9.03p 0.0%
31-Dec-24 686.43 121.10 18.87p 5.0 0.2 +27% 9.88p 0.0%

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Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 95.00p
Change Today -3.00p
% Change -3.06 %
52 Week High 128.00
52 Week Low 64.40
Volume 278,750
Shares Issued 222.75m
Market Cap 211.61m
Beta 0.01
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
99.88% above the market average99.88% above the market average99.88% above the market average99.88% above the market average99.88% above the market average
98.36% above the sector average98.36% above the sector average98.36% above the sector average98.36% above the sector average98.36% above the sector average
Price Trend
16.59% below the market average16.59% below the market average16.59% below the market average16.59% below the market average16.59% below the market average
32.31% below the sector average32.31% below the sector average32.31% below the sector average32.31% below the sector average32.31% below the sector average
Income
99.53% above the market average99.53% above the market average99.53% above the market average99.53% above the market average99.53% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Growth
75.42% below the market average75.42% below the market average75.42% below the market average75.42% below the market average75.42% below the market average
74.58% below the sector average74.58% below the sector average74.58% below the sector average74.58% below the sector average74.58% below the sector average

What The Brokers Say

Strong Buy 2
Buy 1
Neutral 0
Sell 0
Strong Sell 0
Total 3
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 01-Sep-22 07-Apr-22
Paid 30-Sep-22 06-May-22
Amount 2.70p 5.80p

Trades for 06-Feb-2023

Time Volume / Share Price
16:35 465 @ 95.00p
16:35 1 @ 95.00p
16:35 257 @ 95.00p
16:35 204 @ 95.00p
16:35 3 @ 95.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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