International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

95.00p
   
  • Change Today:
    -3.00p
  • 52 Week High: 128.00
  • 52 Week Low: 64.40
  • Currency: UK Pounds
  • Shares Issued: 222.75m
  • Volume: 278,750
  • Market Cap: £211.61m
  • RiskGrade: 268
  • Beta: 0.01

IPF Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

1 Day Chart (06-02-2023)

1 Day Chart

6 Month Chart

6 Month Chart
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Financials

Latest F'cast
Div Yield 8.4% 0.0%
Div Cover 2.3 2.5
Op Mrgn 22.2% 17.4%
ROCE 14.9%  
Latest F'cast
P/E 5.1 4.4
PEG n/a 0.3
Pr/Revenue 0.4 0.3
Pr/Book 0.6  
Latest F'cast
Revenue -17.0% 12.0%
PBT n/a 58.3%
EPS n/a 13.7%
DPS 73.9% 7.5%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-17 825.80 105.60 33.70p 5.9 1.2 +5% 12.40p 6.3%
31-Dec-18 866.40 109.30 33.80p 6.1 n/a 0% 12.40p 6.0%
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-22 614.80 107.15 21.37p 4.4 0.3 +14% 8.60p 0.0%
31-Dec-23 632.33 103.05 14.90p 6.4 n/a -30% 9.03p 0.0%
31-Dec-24 686.43 121.10 18.87p 5.0 0.2 +27% 9.88p 0.0%

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IPF Company Announcements

Block listing Interim Review 25-Jan-2023 14:04 RNS
Notice of investor briefing - 18 January 2023 09-Jan-2023 07:00 RNS
Second Price Monitoring Extn 22-Dec-2022 16:40 RNS

IPF ShareCast News

International Personal Finance posts strong Q3 l... 20-Oct-2022 ShareCast
IPF profits up as customer numbers grow 27-Jul-2022 ShareCast
IPF reports FY pretax profit as customer demand ... 23-Feb-2022 ShareCast

IPF Top Newspaper Links

Doorstep finance from IPF fills Hungary's bankin... 02-Apr-2009 Times
Tesco joins comparison site market with RBS back... 12-Sep-2007 The Scotsman

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 95.00p
Change Today -3.00p
% Change -3.06 %
52 Week High 128.00
52 Week Low 64.40
Volume 278,750
Shares Issued 222.75m
Market Cap £211.61m
Beta 0.01
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
99.88% above the market average99.88% above the market average99.88% above the market average99.88% above the market average99.88% above the market average
98.36% above the sector average98.36% above the sector average98.36% above the sector average98.36% above the sector average98.36% above the sector average
Price Trend
16.59% below the market average16.59% below the market average16.59% below the market average16.59% below the market average16.59% below the market average
32.31% below the sector average32.31% below the sector average32.31% below the sector average32.31% below the sector average32.31% below the sector average
Income
99.53% above the market average99.53% above the market average99.53% above the market average99.53% above the market average99.53% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Growth
75.42% below the market average75.42% below the market average75.42% below the market average75.42% below the market average75.42% below the market average
74.58% below the sector average74.58% below the sector average74.58% below the sector average74.58% below the sector average74.58% below the sector average

What The Brokers Say

Strong Buy 2
Buy 1
Neutral 0
Sell 0
Strong Sell 0
Total 3
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 01-Sep-22 07-Apr-22
Paid 30-Sep-22 06-May-22
Amount 2.70p 5.80p

Trades for 06-Feb-2023

Time Volume / Share Price
16:35 465 @ 95.00p
16:35 1 @ 95.00p
16:35 257 @ 95.00p
16:35 204 @ 95.00p
16:35 3 @ 95.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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