International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

112.00p
   
  • Change Today:
    -1.50p
  • 52 Week High: 131.00p
  • 52 Week Low: 94.00p
  • Currency: UK Pounds
  • Shares Issued: 224.15m
  • Volume: 340,907
  • Market Cap: £251.05m
  • RiskGrade: 268

IPF Overview

International Personal Finance plc is a United Kingdom-based global financial services provider. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a broad suite of traditional products and services to suit its customers’ preferences and different credit profiles. The Company's suite of products range from home credit and digital instalment loans, a credit card and digital credit lines to a mobile wallet, insurances and other value-added services. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with offers and promotions it is running.

1 Day Chart (29-02-2024)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 8.2% 0.0%
Div Cover 2.8 1.8
Op Mrgn 22.5% 21.7%
ROCE 15.0%  
Latest F'cast
P/E 4.4 6.4
PEG 0.1 n/a
Pr/Revenue 0.4 0.4
Pr/Book 0.6  
Latest F'cast
Revenue 17.6% 6.6%
PBT 14.3% 92.7%
EPS 36.2% -28.1%
DPS 15.0% 8.7%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-18 866.40 109.30 33.80p 6.1 n/a 0% 12.40p 6.0%
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 25.60p 2.9 0.1 +36% 9.20p 12.6%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-23 688.40 149.15 18.40p 6.1 n/a -28% 10.00p 0.0%
31-Dec-24 735.28 163.95 20.62p 5.4 0.4 +12% 11.00p 0.0%
31-Dec-25 793.13 133.30 28.30p 4.0 0.1 +37% 12.07p 0.0%

Copyright © 2024 FactSet Research Systems Inc. All rights reserved.

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 112.00p
Change Today -1.50p
% Change -1.32 %
52 Week High 131.00p
52 Week Low 94.00p
Volume 340,907
Shares Issued 224.15m
Market Cap £251.05m
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
96.90% above the market average96.90% above the market average96.90% above the market average96.90% above the market average96.90% above the market average
94.23% above the sector average94.23% above the sector average94.23% above the sector average94.23% above the sector average94.23% above the sector average
Price Trend
37.73% above the market average37.73% above the market average37.73% above the market average37.73% above the market average37.73% above the market average
41.88% above the sector average41.88% above the sector average41.88% above the sector average41.88% above the sector average41.88% above the sector average
Income
98.43% above the market average98.43% above the market average98.43% above the market average98.43% above the market average98.43% above the market average
96.83% above the sector average96.83% above the sector average96.83% above the sector average96.83% above the sector average96.83% above the sector average
Growth
41.74% below the market average41.74% below the market average41.74% below the market average41.74% below the market average41.74% below the market average
28.3% below the sector average28.3% below the sector average28.3% below the sector average28.3% below the sector average28.3% below the sector average

What The Brokers Say

Strong Buy 1
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 3
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 31-Aug-23 06-Apr-23
Paid 29-Sep-23 05-May-23
Amount 3.10p 6.50p

Trades for 29-Feb-2024

Time Volume / Share Price
16:46 20,129 @ 112.00p
16:35 26,390 @ 112.00p
16:35 1 @ 112.00p
16:35 1,779 @ 112.00p
16:35 1,857 @ 112.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

Top of Page