International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

109.00p
   
  • Change Today:
    -2.50p
  • 52 Week High: 131.00
  • 52 Week Low: 94.00
  • Currency: UK Pounds
  • Shares Issued: 224.15m
  • Volume: 505,197
  • Market Cap: £244.32m
  • RiskGrade: 268

IPF Overview

International Personal Finance plc is a United Kingdom-based global financial services provider. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a broad suite of traditional products and services to suit its customers’ preferences and different credit profiles. The Company's suite of products range from home credit and digital instalment loans, a credit card and digital credit lines to a mobile wallet, insurances and other value-added services. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with offers and promotions it is running.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 9.4% 0.0%
Div Cover 2.3 1.9
Op Mrgn 20.9% 22.8%
ROCE 16.3%  
Latest F'cast
P/E 4.7 5.4
PEG 0.4 n/a
Pr/Revenue 0.3 0.3
Pr/Book 0.5  
Latest F'cast
Revenue 18.9% -6.4%
PBT 8.4% 95.4%
EPS 11.5% -11.1%
DPS 12.0% 6.8%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 20.80p 3.5 0.3 +11% 9.20p 12.6%
31-Dec-23 767.80 83.90 23.20p 5.1 0.4 +12% 10.30p 8.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-24 718.33 163.95 20.62p 5.3 n/a -11% 11.00p 0.0%
31-Dec-25 766.92 168.00 25.92p 4.2 0.2 +26% 12.07p 0.0%
31-Dec-26 755.35 140.60 30.90p 3.5 0.2 +19% 13.00p 0.0%

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Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

 

IPF Market Data

Currency UK Pounds
Share Price 109.00p
Change Today -2.50p
% Change -2.24 %
52 Week High 131.00
52 Week Low 94.00
Volume 505,197
Shares Issued 224.15m
Market Cap £244.32m
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
97.35% above the market average97.35% above the market average97.35% above the market average97.35% above the market average97.35% above the market average
90.48% above the sector average90.48% above the sector average90.48% above the sector average90.48% above the sector average90.48% above the sector average
Price Trend
16.00% above the market average16.00% above the market average16.00% above the market average16.00% above the market average16.00% above the market average
18.97% above the sector average18.97% above the sector average18.97% above the sector average18.97% above the sector average18.97% above the sector average
Income
98.74% above the market average98.74% above the market average98.74% above the market average98.74% above the market average98.74% above the market average
96.97% above the sector average96.97% above the sector average96.97% above the sector average96.97% above the sector average96.97% above the sector average
Growth
18.36% below the market average18.36% below the market average18.36% below the market average18.36% below the market average18.36% below the market average
3.7% below the sector average3.7% below the sector average3.7% below the sector average3.7% below the sector average3.7% below the sector average

What The Brokers Say

Strong Buy 1
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 3
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Final Interim
Ex-Div 11-Apr-24 31-Aug-23
Paid 10-May-24 29-Sep-23
Amount 7.20p 3.10p

Trades for 28-Mar-2024

Time Volume / Share Price
14:27 189,908 @ 109.25p
16:44 9,022 @ 109.00p
16:35 77,048 @ 109.00p
16:35 2,646 @ 109.00p
16:35 6,498 @ 109.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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