Mortgage Advice Bureau (Holdings) (MAB1)

Sector:

Financials

Index:

FTSE AIM 50

520.00p
   
  • Change Today:
    -14.00p
  • 52 Week High: 910.00
  • 52 Week Low: 482.00
  • Currency: UK Pounds
  • Shares Issued: 57.13m
  • Volume: 49,060
  • Market Cap: £297.06m

Dividend Data

  31-Dec-2231-Dec-2131-Dec-2031-Dec-1931-Dec-18
Interim Dividend13.40p13.40p6.40p11.10p10.60p
Final Dividend14.70p14.70p19.20p6.40p12.70p
Total Dividend28.10p28.10p25.60p17.50p23.30p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
Revenue 230.82 188.66 148.30 143.74 123.29
Operating Profit/(Loss) 17.75 22.29 14.94 17.36 15.24
Net Interest (1.13) (0.12) (0.11) 0.06 0.08
Profit Before Tax 17.35 23.18 14.86 17.70 15.68
Profit After Tax 12.78 19.27 12.78 14.73 13.19
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 12.78 19.27 12.78 14.73 13.19
Attributable to:          
Equity Holders of Parent Company 12.24 18.72 12.38 14.50 13.19
Minority Interests 0.54 0.55 0.40 0.23 n/a
           
Continuing EPS          
Earnings per Share - Basic 21.80p 35.20p 23.70p 28.20p 25.90p
Earnings per Share - Diluted 21.60p 35.00p 23.60p 27.70p 25.30p
Earnings per Share - Adjusted 37.80p 37.10p 28.60p 28.20p 25.90p
Continuing and Discontinued EPS          
Earnings per Share - Basic 21.80p 35.20p 23.70p 28.20p 25.90p
Earnings per Share - Diluted 21.60p 35.00p 23.60p 27.70p 25.30p
Earnings per Share - Adjusted 37.80p 37.10p 28.60p 28.20p 25.90p
           
Dividend per Share 28.10p 28.10p 25.60p 17.50p 23.30p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Assets          
Non-Current Assets          
Property, Plant & Equipment 10.00 5.12 5.44 5.83 2.62
Intangible Assets 109.71 17.86 18.42 19.02 4.76
Investment Properties n/a n/a n/a n/a n/a
Investments 11.39 15.22 4.96 3.21 1.57
Other Financial Assets 0.32 0.22 n/a n/a n/a
Other Non-Current Assets 2.63 2.97 1.63 4.85 3.17
  134.04 41.39 30.44 32.90 12.12
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 10.29 6.34 5.60 4.96 4.60
Cash at Bank & in Hand 25.46 34.41 32.98 20.87 25.59
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets n/a 0.14 n/a n/a n/a
  35.75 40.89 38.58 25.83 30.19
           
Other Assets n/a n/a n/a n/a n/a
Total Assets 169.79 82.28 69.02 58.73 42.31
           
Liabilities          
Current Liabilities          
Borrowings 7.74 0.39 0.34 0.33 n/a
Other Current Liabilities 34.85 32.19 23.66 24.17 19.89
  42.59 32.59 24.01 24.51 19.89
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 19.61 2.20 2.35 2.64 n/a
Provisions 22.70 6.47 5.22 4.39 1.76
Other Non-Current Liabilities 9.45 0.03 n/a n/a n/a
  51.76 8.71 7.57 7.03 1.76
           
Other Liabilities n/a n/a n/a n/a n/a
Total Liabilities 94.35 41.29 31.58 31.54 21.65
           
Net Assets 75.44 40.99 37.45 27.19 20.67
           
Capital & Reserves          
Share Capital 0.06 0.05 0.05 0.05 0.05
Share Premium Account 48.15 9.78 9.78 5.45 4.09
Other Reserves 4.53 28.95 1.83 2.82 1.70
Retained Earnings 15.15 25.41 23.88 17.27 14.83
Shareholders Funds 67.88 38.78 35.54 25.59 20.67
           
Minority Interests/Other Equity 7.55 2.20 1.91 1.60 n/a
Total Equity 75.44 40.99 37.45 27.19 20.67
Cash Flow 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Net Cash Flow From Operating Activities 24.34 26.92 17.82 20.40 14.87
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (54.21) (7.38) (2.65) (14.08) (0.90)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities 20.92 (18.10) (3.05) (11.05) (10.93)
Net Increase/Decrease In Cash (8.95) 1.43 12.11 (4.72) 3.04
Ratios - based on IFRS 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
PE Ratio - Adjusted 14.0 39.1 30.3 27.4 19.9
PEG - Adjusted 7.0 1.3 30.3 3.0 2.2
Earnings per Share Growth - Adjusted 2% 30% 1% 9% 9%
Dividend Cover 1.35 1.32 1.12 1.61 1.11
Revenue per Share 404.05p 3.33p 259.59p 251.62p 215.82p
Pre-Tax Profit per Share 30.38p 0.41p 26.01p 30.98p 27.45p
Operating Margin 7.69% 11.81% 10.07% 12.07% 12.36%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 14.0 3,871.9 30.3 27.4 19.9
PEG - Adjusted 0.0 n/a 30.3 3.0 2.2
Earnings per Share Growth - Adjusted 9,994% -99% 1% 9% 9%
Dividend Cover 1.35 0.01 1.12 1.61 1.11
           
Dividend Yield 5.3% 1.9% 3.0% 2.3% 4.5%
Dividend per Share Growth n/a 9.77% 46.29% (24.89%) 8.88%
Operating Cash Flow per Share 42.61p 47.11p 31.19p 35.72p 26.03p
Cash Incr/Decr per Share (15.66p) 0.025p 21.20p (8.27p) 5.32p
Net Asset Value per Share (exc. Intangibles) (59.98p) 40.48p 33.31p 14.30p 27.85p
Net Gearing 2.79% -82.04% -85.22% -69.89% n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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