Virgin Money UK (VMUK)

Sector:

Banking

Index:

FTSE 250

214.20p
   
  • Change Today:
    -0.80p
  • 52 Week High: 216.20
  • 52 Week Low: 141.90
  • Currency: UK Pounds
  • Shares Issued: 1,296.47m
  • Volume: 1,332,662
  • Market Cap: £2,777.04m
  • RiskGrade: 273

Dividend Data

  30-Sep-2330-Sep-2230-Sep-2130-Sep-2030-Sep-19
Interim Dividend3.30p2.50pn/an/an/a
Final Dividend2.00p7.50p1.00pn/a3.10p
Total Dividend5.30p10.00p1.00pn/a3.10p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 30-Sep-23 30-Sep-22 30-Sep-21 30-Sep-20 30-Sep-19
Continuing Operations          
Revenue 1,827.00 1,716.00 1,489.00 1,443.00 1,749.00
Operating Profit/(Loss) 345.00 595.00 417.00 (168.00) (232.00)
Net Interest n/a n/a n/a n/a n/a
Profit Before Tax 345.00 595.00 417.00 (168.00) (232.00)
Profit After Tax 246.00 537.00 474.00 (141.00) (179.00)
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 246.00 537.00 474.00 (141.00) (179.00)
Attributable to:          
Equity Holders of Parent Company 192.00 467.00 395.00 (220.00) (212.00)
Minority Interests 54.00 70.00 79.00 79.00 33.00
           
Continuing EPS          
Earnings per Share - Basic 14.00p 32.40p 27.30p (15.30p) (17.90p)
Earnings per Share - Diluted 13.90p 32.30p 27.30p (15.30p) (17.90p)
Earnings per Share - Adjusted 14.00p 32.40p 27.30p (15.30p) (17.90p)
Continuing and Discontinued EPS          
Earnings per Share - Basic 14.00p 32.40p 27.30p (15.30p) (17.90p)
Earnings per Share - Diluted 13.90p 32.30p 27.30p (15.30p) (17.90p)
Earnings per Share - Adjusted 14.00p 32.40p 27.30p (15.30p) (17.90p)
           
Dividend per Share 5.30p 10.00p 1.00p n/a n/a
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 30-Sep-23 30-Sep-22 30-Sep-21 30-Sep-20 30-Sep-19
Assets          
Non-Current Assets          
Property, Plant & Equipment n/a n/a 250.00 288.00 145.00
Intangible Assets 173.00 267.00 373.00 491.00 516.00
Investment Properties n/a n/a n/a n/a n/a
Investments n/a n/a n/a n/a n/a
Other Financial Assets n/a n/a 20.00 13.00 n/a
Other Non-Current Assets n/a n/a 140.00 318.00 366.00
  173.00 267.00 783.00 1,110.00 1,027.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Cash at Bank & in Hand n/a n/a n/a n/a n/a
Current Asset Investments n/a n/a n/a n/a n/a
Other Current Assets 84,199.00 84,698.00 13.00 82,654.00 84,662.00
  84,199.00 84,698.00 13.00 82,654.00 84,662.00
           
Other Assets 7,414.00 6,942.00 5,784.00 6,495.00 5,310.00
Total Assets 91,786.00 91,907.00 89,100.00 90,259.00 90,999.00
           
Liabilities          
Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Other Current Liabilities n/a n/a n/a n/a n/a
  n/a n/a n/a n/a n/a
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings n/a n/a n/a n/a n/a
Provisions 248.00 400.00 400.00 446.00 660.00
Other Non-Current Liabilities n/a n/a 2,660.00 2,944.00 2,811.00
  248.00 400.00 3,060.00 3,390.00 3,471.00
           
Other Liabilities 2,446.00 2,722.00 n/a n/a n/a
Total Liabilities 86,179.00 85,567.00 83,627.00 85,327.00 85,978.00
           
Net Assets 5,607.00 6,340.00 5,473.00 4,932.00 5,021.00
           
Capital & Reserves          
Share Capital 143.00 148.00 149.00 147.00 146.00
Share Premium Account n/a n/a n/a n/a n/a
Other Reserves 2,411.00 2,721.00 2,275.00 2,161.00 2,214.00
Retained Earnings 3,053.00 3,471.00 3,049.00 2,624.00 2,661.00
Shareholders Funds 5,607.00 6,340.00 5,473.00 4,932.00 5,021.00
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 5,607.00 6,340.00 5,473.00 4,932.00 5,021.00
Cash Flow 30-Sep-23 30-Sep-22 30-Sep-21 30-Sep-20 30-Sep-19
Net Cash Flow From Operating Activities 954.00 1,916.00 597.00 2,482.00 387.00
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (869.00) (1,368.00) 465.00 (737.00) 3,952.00
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (1,023.00) 1,810.00 (623.00) (3,062.00) (542.00)
Net Increase/Decrease In Cash (938.00) 2,358.00 439.00 (1,317.00) 3,797.00
Ratios - based on IFRS 30-Sep-23 30-Sep-22 30-Sep-21 30-Sep-20 30-Sep-19
Continuing Operations          
PE Ratio - Adjusted 12.0 3.8 7.5 n/a n/a
PEG - Adjusted n/a 0.2 n/a n/a n/a
Earnings per Share Growth - Adjusted -57% 19% n/a n/a n/a
Dividend Cover 2.64 3.24 27.30 n/a n/a
Revenue per Share 132.87p 119.08p 1.04p 100.21p 123.69p
Pre-Tax Profit per Share 25.09p 41.29p 0.29p (11.67p) (16.41p)
Operating Margin 18.88% 34.67% 28.01% (11.64%) (13.26%)
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 12.0 3.8 741.7 n/a n/a
PEG - Adjusted n/a 0.0 n/a n/a n/a
Earnings per Share Growth - Adjusted -57% 11,658% n/a n/a n/a
Dividend Cover 2.64 3.24 0.28 n/a n/a
           
Dividend Yield 3.1% 8.0% 0.5% 0.0% 0.0%
Dividend per Share Growth (47.00%) 900.00% n/a n/a n/a
Operating Cash Flow per Share 69.38p 132.96p 41.40p 172.36p n/a
Cash Incr/Decr per Share (68.22p) 163.64p 0.31p (91.46p) 268.53p
Net Asset Value per Share (exc. Intangibles) 395.20p 421.44p 353.68p 308.40p 318.60p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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