R&Q Insurance Holdings Ltd (DI) (RQIH)

Sector:

Insurance

Index:

FTSE AIM All-Share

2.17p
   
  • Change Today:
      0.003p
  • 52 Week High: 62.10
  • 52 Week Low: 1.70
  • Currency: UK Pounds
  • Shares Issued: 373.53m
  • Volume: 564,552
  • Market Cap: £8.11m

Dividend Data

  31-Dec-2231-Dec-2131-Dec-2031-Dec-1931-Dec-18
Total Dividendn/a2.00p0.20pn/an/a
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Fundamentals - based on IFRS

  $ (Millions) $ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
Revenue 1,908.70 1,539.70 991.30 450.19 183.84
Operating Profit/(Loss) (273.30) (146.60) 51.30 47.64 18.60
Profit Before Tax (292.60) (161.90) 38.70 38.10 14.25
Profit After Tax (297.00) (127.10) 37.70 36.82 10.30
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a (2.48)
PROFIT FOR THE PERIOD (297.00) (127.10) 37.70 36.82 7.82
Attributable to:          
Equity Holders of Parent Company (297.00) (127.10) 37.80 37.30 7.34
Minority Interests n/a n/a (0.10) (0.48) 0.48
           
Continuing EPS          
Earnings per Share - Basic (91.30¢) (46.80¢) 17.50p 20.30p 7.77p
Earnings per Share - Diluted (91.30¢) (46.80¢) 14.20p 20.30p 7.77p
Earnings per Share - Adjusted (91.30¢) (46.80¢) 17.50p 20.30p 7.77p
Continuing and Discontinued EPS          
Earnings per Share - Basic (91.30¢) (46.80¢) 17.50p 20.30p 5.78p
Earnings per Share - Diluted (91.30¢) (46.80¢) 14.20p 20.30p 5.78p
Earnings per Share - Adjusted (91.30¢) (46.80¢) 17.50p 20.30p 5.78p
           
Dividend per Share n/a n/a 0.20p n/a n/a
  $ (Millions) $ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Assets          
Property, Plant & Equipment 5.90 8.20 7.70 4.16 0.58
Intangible Assets 71.00 81.80 82.20 46.08 19.97
Investment Properties n/a 1.80 1.80 1.48 1.88
Investments 22.40 46.20 45.40 559.96 395.42
Other Financial Assets 1,630.50 1,533.10 1,351.90 19.50 6.33
Insurance/Re-Insurance Assets 2,693.20 2,003.10 1,180.60 471.41 300.36
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables 1,125.40 1,096.30 689.60 419.54 232.72
Cash at Bank & in Hand 316.90 266.30 363.50 252.74 236.92
Other Current Assets 7.40 3.60 n/a 6.00 3.40
Other Assets n/a n/a n/a n/a n/a
Total Assets 5,914.90 5,060.80 3,728.40 1,780.87 1,197.57
           
Liabilities          
Insurance Contracts 3,811.10 3,100.90 2,402.80 n/a 699.08
Provisions for Risks and Charges n/a n/a n/a n/a n/a
Other Insurance Liabilities 1,498.30 1,140.10 426.00 n/a 1.14
Borrowings 388.50 406.50 337.00 145.90 140.24
Provisions 16.60 7.90 18.00 9.47 3.45
Other Liabilities 15.20 8.10 15.40 1,336.73 177.68
Total Liabilities 5,729.70 4,663.50 3,199.20 1,492.10 1,021.59
           
Net Assets 185.20 397.30 529.20 288.77 175.99
           
Capital & Reserves          
Share Capital 10.00 7.50 6.20 3.92 2.52
Share Premium Account 409.80 288.30 200.90 134.90 51.13
Other Reserves (51.40) (15.70) 55.28 1.15 9.27
Retained Earnings (183.20) 117.20 267.50 148.36 112.71
Shareholders Funds 185.20 397.30 529.70 288.33 175.64
           
Minority Interests/Other Equity n/a n/a (0.50) 0.44 0.35
Total Equity 185.20 397.30 529.20 288.77 175.99
Cash Flow 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Net Cash Flow From Operating Activities 233.40 98.10 59.40 (37.10) (37.45)
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (223.00) (237.00) (241.60) (25.99) 27.90
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities 50.70 44.90 205.10 82.28 67.49
Net Increase/Decrease In Cash 61.10 (94.00) 22.90 19.19 57.95
Ratios - based on IFRS 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19 31-Dec-18
Continuing Operations          
PE Ratio - Adjusted n/a n/a 10.1 8.7 21.2
PEG - Adjusted n/a n/a n/a 0.1 n/a
Earnings per Share Growth - Adjusted n/a n/a -14% 161% -26%
Dividend Cover n/a n/a 87.50 n/a n/a
Revenue per Share 510.99p 4.16p 265.38p 120.52p 49.22p
Pre-Tax Profit per Share (78.33p) (0.44p) 10.36p 10.20p 3.81p
Operating Margin (14.32%) (9.52%) 5.18% 10.58% 10.12%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted n/a n/a 10.1 8.7 28.4
PEG - Adjusted n/a n/a n/a 0.0 n/a
Earnings per Share Growth - Adjusted n/a n/a -14% 251% -77%
Dividend Cover n/a n/a 87.50 n/a n/a
           
Dividend Yield 0.0% 0.0% 0.1% 0.0% 0.0%
Dividend per Share Growth n/a n/a n/a n/a n/a
Operating Cash Flow per Share 62.48p 26.26p 15.90p (9.93p) (10.03p)
Cash Incr/Decr per Share 16.36p (0.25p) 6.13p 5.14p 15.51p
Net Asset Value per Share (exc. Intangibles) 30.57p 84.46p 119.67p 64.97p 41.77p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.

 

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