S&U (SUS)

Sector:

Financials

Index:

FTSE Small Cap

1,460.00p
   
  • Change Today:
    -10.00p
  • 52 Week High: 2,060.00
  • 52 Week Low: 1,260.00
  • Currency: UK Pounds
  • Shares Issued: 12.15m
  • Volume: 4,957
  • Market Cap: £177.40m
  • RiskGrade: 192

S&U Overview

S&U plc is a United Kingdom-based company that is engaged in providing motor, property bridging and specialist finance service. The Company operates through its subsidiaries, Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company that operates in the used car sector offering loans of up to £15,000 on a hire purchase (HP) basis. It accesses its market through over 40 Internet and dealers introduce brokers, direct to dealers and through re-finance from customers. Advantage Finance focuses on the non-prime section of the market to working customers to meet their requirement for cars for work and for family purposes. Aspen Bridging is a property bridging finance company.

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Financials

Latest F'cast
Div Yield 6.8% 0.0%
Div Cover 1.5 1.6
Op Mrgn 38.8% 55.3%
ROCE 9.7%  
Latest F'cast
P/E 10.0 7.8
PEG n/a 0.2
Pr/Revenue 1.5 1.6
Pr/Book 0.8  
Latest F'cast
Revenue 0.2% -1.7%
PBT -28.6% 162.2%
EPS -29.5% 31.1%
DPS -16.7% 20.0%

S&U Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Jan-21 83.76 18.13 120.70p 17.1 n/a -50% 90.00p 4.3%
31-Jan-22 87.89 47.02 312.80p 8.6 0.1 +159% 126.00p 4.7%
31-Jan-23 102.71 41.41 277.50p 7.4 n/a -11% 133.00p 6.5%
31-Jan-24 115.44 33.58 209.20p 9.8 n/a -25% 120.00p 5.8%
31-Jan-25 115.61 23.98 147.40p 11.3 n/a -30% 100.00p 6.0%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

S&U Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Jan-26 113.70 62.87 193.22p 7.6 0.2 +31% 120.00p 0.0%
31-Jan-27 126.35 79.15 238.45p 6.2 0.3 +23% 130.00p 0.0%

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S&U Company Announcements

Preliminary Results 15-Apr-2025 07:00 RNS
Notice of Results 07-Apr-2025 07:00 RNS
Amendment to Trading Statement & Notice of Results 11-Feb-2025 13:27 RNS

S&U ShareCast News

Motor finance arrears weigh on S&U profits 15-Apr-2025 ShareCast
Berenberg lowers target price on S&U 12-Feb-2025 ShareCast
S&U maintains 'faith and confidence' 11-Feb-2025 ShareCast

S&U Top Newspaper Links

Regulator tells home credit lenders to share data 01-Dec-2006 Guardian

Latest S&U Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

S&U Market Data

Currency UK Pounds
Share Price 1,460.00p
Change Today -10.00p
% Change -0.68 %
52 Week High 2,060.00
52 Week Low 1,260.00
Volume 4,957
Shares Issued 12.15m
Market Cap £177.40m
RiskGrade 192

S&U Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
81.41% above the market average81.41% above the market average81.41% above the market average81.41% above the market average81.41% above the market average
56.44% above the sector average56.44% above the sector average56.44% above the sector average56.44% above the sector average56.44% above the sector average
Price Trend
55.54% below the market average55.54% below the market average55.54% below the market average55.54% below the market average55.54% below the market average
62.62% below the sector average62.62% below the sector average62.62% below the sector average62.62% below the sector average62.62% below the sector average
Income
75.99% above the market average75.99% above the market average75.99% above the market average75.99% above the market average75.99% above the market average
31.03% above the sector average31.03% above the sector average31.03% above the sector average31.03% above the sector average31.03% above the sector average
Growth
89.34% below the market average89.34% below the market average89.34% below the market average89.34% below the market average89.34% below the market average
91.4% below the sector average91.4% below the sector average91.4% below the sector average91.4% below the sector average91.4% below the sector average

What The Brokers Say

Strong Buy 0
Buy 0
Neutral 2
Sell 0
Strong Sell 0
Total 2
neutral
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

S&U Dividends

  Latest Previous
  Final 2nd Interim
Ex-Div 03-Jul-25 16-Feb-25
Paid 25-Jul-25 07-Mar-25
Amount 40.00p 30.00p

Trades for 25-Apr-2025

Time Volume / Share Price
16:35 5 @ 1,460.00p
16:35 1 @ 1,460.00p
16:35 2 @ 1,460.00p
16:35 1 @ 1,460.00p
16:35 1 @ 1,460.00p

S&U Key Personnel

Chair Anthony M V Coombs

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