Paragon Banking Group (PAG)

Sector:

Financials

Index:

FTSE 250

896.50p
   
  • Change Today:
      9.50p
  • 52 Week High: 901.50
  • 52 Week Low: 669.50
  • Currency: UK Pounds
  • Shares Issued: 199.07m
  • Volume: 407,623
  • Market Cap: £1,784.69m
  • RiskGrade: 172
  • Beta: 0.01

PAG Overview

Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company offers a range of savings and lending products in the United Kingdom through Paragon Bank PLC. Its lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. The Company’s segments include Mortgage Lending and Commercial Lending. The Mortgage Lending segment includes its buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending segment includes its equipment leasing activities, development finance, structured lending and other offerings targeted towards SME customers, together with its motor finance business.

1 Day Chart (13-05-2025)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 4.5% 0.0%
Div Cover 2.5 2.4
Op Mrgn 51.1% 67.3%
ROCE 12.6%  
Latest F'cast
P/E 8.9 8.7
PEG 1.2 4.9
Pr/Revenue 3.6 3.6
Pr/Book 1.3  
Latest F'cast
Revenue 6.5% 0.8%
PBT 27.0% 32.6%
EPS 7.3% 1.8%
DPS 8.0% 5.1%

PAG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-20 295.10 118.40 36.00p 9.2 n/a -27% 14.40p 4.3%
30-Sep-21 324.90 213.70 65.20p 8.4 0.1 +81% 26.10p 4.8%
30-Sep-22 393.00 417.90 71.50p 5.5 0.6 +10% 28.60p 7.2%
30-Sep-23 466.00 199.90 94.20p 5.2 0.2 +32% 37.40p 7.6%
30-Sep-24 496.40 253.80 101.10p 7.7 1.1 +7% 40.40p 5.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PAG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-25 500.32 336.58 102.90p 8.7 4.9 +2% 42.45p 0.0%
30-Sep-26 516.75 346.14 111.60p 8.0 0.9 +8% 46.04p 0.0%
30-Sep-27 542.02 363.90 122.10p 7.3 0.8 +9% 50.25p 0.0%

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PAG Company Announcements

Transaction in Own Shares 13-May-2025 17:02 RNS
Transaction in Own Shares 12-May-2025 17:01 RNS
Transaction in Own Shares 09-May-2025 17:11 RNS

Latest PAG Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PAG Market Data

Currency UK Pounds
Share Price 896.50p
Change Today 9.50p
% Change 1.07 %
52 Week High 901.50
52 Week Low 669.50
Volume 407,623
Shares Issued 199.07m
Market Cap £1,784.69m
Beta 0.01
RiskGrade 172

PAG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
22.69% below the market average22.69% below the market average22.69% below the market average22.69% below the market average22.69% below the market average
52% below the sector average52% below the sector average52% below the sector average52% below the sector average52% below the sector average
Price Trend
87.37% above the market average87.37% above the market average87.37% above the market average87.37% above the market average87.37% above the market average
80.95% above the sector average80.95% above the sector average80.95% above the sector average80.95% above the sector average80.95% above the sector average
Income
76.53% above the market average76.53% above the market average76.53% above the market average76.53% above the market average76.53% above the market average
41.38% above the sector average41.38% above the sector average41.38% above the sector average41.38% above the sector average41.38% above the sector average
Growth
34.59% above the market average34.59% above the market average34.59% above the market average34.59% above the market average34.59% above the market average
21.74% above the sector average21.74% above the sector average21.74% above the sector average21.74% above the sector average21.74% above the sector average

What The Brokers Say

Strong Buy 5
Buy 3
Neutral 4
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PAG Dividends

  Latest Previous
  Final Interim
Ex-Div 06-Feb-25 04-Jul-24
Paid 07-Mar-25 26-Jul-24
Amount 27.20p 13.20p

Trades for 13-May-2025

Time Volume / Share Price
16:35 97,189 @ 896.50p
16:35 9 @ 896.50p
16:35 222 @ 896.50p
16:35 223 @ 896.50p
16:35 2,282 @ 896.50p

PAG Key Personnel

CEO Nigel S Terrington
CFO Richard Woodman

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