Paragon Banking Group (PAG)

Sector:

Financials

Index:

FTSE 250

673.00p
   
  • Change Today:
    -13.50p
  • 52 Week High: 807.50
  • 52 Week Low: 650.50
  • Currency: UK Pounds
  • Shares Issued: 200.48m
  • Volume: 230,855
  • Market Cap: £1,349.24m
  • RiskGrade: 172
  • Beta: 0.03

PAG Overview

Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company offers a range of savings and lending products in the United Kingdom through Paragon Bank PLC. Its lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. The Company’s segments include Mortgage Lending and Commercial Lending. The Mortgage Lending segment includes its buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending segment includes its equipment leasing activities, development finance, structured lending and other offerings targeted towards SME customers, together with its motor finance business.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 5.9% 0.0%
Div Cover 2.5 2.4
Op Mrgn 51.1% 67.3%
ROCE 12.6%  
Latest F'cast
P/E 6.8 7.5
PEG 0.9 4.2
Pr/Revenue 2.8 3.2
Pr/Book 1.0  
Latest F'cast
Revenue 6.5% 0.8%
PBT 27.0% 32.6%
EPS 7.3% 1.8%
DPS 8.0% 5.1%

PAG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-20 295.10 118.40 36.00p 9.2 n/a -27% 14.40p 4.3%
30-Sep-21 324.90 213.70 65.20p 8.4 0.1 +81% 26.10p 4.8%
30-Sep-22 393.00 417.90 71.50p 5.5 0.6 +10% 28.60p 7.2%
30-Sep-23 466.00 199.90 94.20p 5.2 0.2 +32% 37.40p 7.6%
30-Sep-24 496.40 253.80 101.10p 7.7 1.1 +7% 40.40p 5.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PAG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-25 500.32 336.58 102.90p 6.7 3.8 +2% 42.45p 0.0%
30-Sep-26 516.75 346.14 111.60p 6.2 0.7 +8% 46.04p 0.0%
30-Sep-27 542.02 363.90 122.10p 5.6 0.6 +9% 50.25p 0.0%

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PAG Company Announcements

Transaction in Own Shares 04-Apr-2025 17:11 RNS
Transaction in Own Shares 03-Apr-2025 16:42 RNS
Transaction in Own Shares 02-Apr-2025 17:32 RNS

Latest PAG Director Deals

Traded Action Notifier PriceAmountValue
31-Mar-25 Transfer To Richard Woodman 0.000p 2,207 £0.00
31-Mar-25 Buy Richard Woodman 746.22p 2,193 £16,364.60
31-Mar-25 Transfer To Nigel S Terrington 0.000p 3,481 £0.00

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PAG Market Data

Currency UK Pounds
Share Price 673.00p
Change Today -13.50p
% Change -1.97 %
52 Week High 807.50
52 Week Low 650.50
Volume 230,855
Shares Issued 200.48m
Market Cap £1,349.24m
Beta 0.03
RiskGrade 172

PAG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
6.58% above the market average6.58% above the market average6.58% above the market average6.58% above the market average6.58% above the market average
42.31% below the sector average42.31% below the sector average42.31% below the sector average42.31% below the sector average42.31% below the sector average
Price Trend
49.50% above the market average49.50% above the market average49.50% above the market average49.50% above the market average49.50% above the market average
34.55% above the sector average34.55% above the sector average34.55% above the sector average34.55% above the sector average34.55% above the sector average
Income
85.41% above the market average85.41% above the market average85.41% above the market average85.41% above the market average85.41% above the market average
54.10% above the sector average54.10% above the sector average54.10% above the sector average54.10% above the sector average54.10% above the sector average
Growth
26.16% above the market average26.16% above the market average26.16% above the market average26.16% above the market average26.16% above the market average
12.50% above the sector average12.50% above the sector average12.50% above the sector average12.50% above the sector average12.50% above the sector average

What The Brokers Say

Strong Buy 5
Buy 3
Neutral 4
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PAG Dividends

  Latest Previous
  Final Interim
Ex-Div 06-Feb-25 04-Jul-24
Paid 07-Mar-25 26-Jul-24
Amount 27.20p 13.20p

Trades for 07-Apr-2025

Time Volume / Share Price
10:11 60 @ 673.00p
10:11 133 @ 673.00p
10:11 305 @ 673.00p
10:11 224 @ 673.50p
10:11 35 @ 673.50p

PAG Key Personnel

CEO Nigel S Terrington
CFO Richard Woodman

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