International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

131.00p
   
  • Change Today:
      4.00p
  • 52 Week High: 163.50p
  • 52 Week Low: 100.50p
  • Currency: UK Pounds
  • Shares Issued: 219.18m
  • Volume: 300,574
  • Market Cap: £287.13m
  • RiskGrade: 268
  • Beta: 0.70

IPF Overview

International Personal Finance plc is a United Kingdom-based global financial services provider. The Company's business divisions include European home credit, Mexico home credit and IPF Digital. The Company offers a broad suite of traditional products and services to suit its customers’ preferences and different credit profiles. The Company's suite of products range from home credit and digital instalment loans, a credit card and digital credit lines to a mobile wallet, insurances and other value-added services. It provides ProviGo customer app through which customers can view their account online, look at their balance, track receipts of payments and see if they can access another loan or value-added service. ProviGo also enables the Company to communicate directly with customers in real time with offers and promotions it is running.

1 Day Chart (24-12-2024)

1 Day Chart

6 Month Chart

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Financials

Latest F'cast
Div Yield 7.9% 0.0%
Div Cover 2.3 1.7
Op Mrgn 20.9% 20.8%
ROCE 16.3%  
Latest F'cast
P/E 5.6 6.8
PEG 0.5 n/a
Pr/Revenue 0.4 0.4
Pr/Book 0.6  
Latest F'cast
Revenue 18.9% -2.4%
PBT 8.4% 85.5%
EPS 11.5% -16.7%
DPS 12.0% 7.8%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 20.80p 3.5 0.3 +11% 9.20p 12.6%
31-Dec-23 767.80 83.90 23.20p 5.1 0.4 +12% 10.30p 8.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-24 749.26 155.65 19.32p 6.8 n/a -17% 11.10p 0.0%
31-Dec-25 775.50 165.37 22.79p 5.7 0.3 +18% 12.17p 0.0%
31-Dec-26 877.25 183.19 26.46p 5.0 0.3 +16% 13.33p 0.0%

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IPF Company Announcements

Total Voting Rights (Replacement) 13-Dec-2024 14:12 RNS
Total Voting Rights 02-Dec-2024 10:35 RNS
Regulatory Approval 11-Nov-2024 07:00 RNS

IPF ShareCast News

International Personal Finance subsidiary gets f... 11-Nov-2024 ShareCast
IPF trading towards full-year guidance as Poland... 24-Oct-2024 ShareCast
International Personal Finance upgrades expectat... 31-Jul-2024 ShareCast

IPF Top Newspaper Links

Doorstep finance from IPF fills Hungary's bankin... 02-Apr-2009 Times
Tesco joins comparison site market with RBS back... 12-Sep-2007 The Scotsman

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 131.00p
Change Today 4.00p
% Change 3.15 %
52 Week High 163.50p
52 Week Low 100.50p
Volume 300,574
Shares Issued 219.18m
Market Cap £287.13m
Beta 0.70
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
95.13% above the market average95.13% above the market average95.13% above the market average95.13% above the market average95.13% above the market average
90.65% above the sector average90.65% above the sector average90.65% above the sector average90.65% above the sector average90.65% above the sector average
Price Trend
69.43% above the market average69.43% above the market average69.43% above the market average69.43% above the market average69.43% above the market average
54.95% above the sector average54.95% above the sector average54.95% above the sector average54.95% above the sector average54.95% above the sector average
Income
98.92% above the market average98.92% above the market average98.92% above the market average98.92% above the market average98.92% above the market average
96.88% above the sector average96.88% above the sector average96.88% above the sector average96.88% above the sector average96.88% above the sector average
Growth
4.26% above the market average4.26% above the market average4.26% above the market average4.26% above the market average4.26% above the market average
26.73% above the sector average26.73% above the sector average26.73% above the sector average26.73% above the sector average26.73% above the sector average

What The Brokers Say

Strong Buy 2
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 4
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 29-Aug-24 11-Apr-24
Paid 27-Sep-24 10-May-24
Amount 3.40p 7.20p

Trades for 24-Dec-2024

Time Volume / Share Price
11:43 35,000 @ 130.00p
12:35 19,810 @ 131.00p
12:35 879 @ 131.00p
12:35 292 @ 131.00p
12:35 292 @ 131.00p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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