Secure Trust Bank (STB)

Sector:

Banking

Index:

FTSE Small Cap

1,405.00p
   
  • Change Today:
    -5.00p
  • 52 Week High: 1,530.00
  • 52 Week Low: 420.00
  • Currency: UK Pounds
  • Shares Issued: 19.10m
  • Volume: 86,357
  • Market Cap: £268.42m
  • Beta: 0.01

STB Overview

Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company’s segments include Real Estate Finance, Commercial Finance, Vehicle Finance and Retail Finance. Real Estate Finance is engaged in lending secured against property assets to a maximum 70% loan-to-value ratio, on fixed or variable rates over a term of up to five years. Commercial Finance is engaged in lending predominantly against receivables, typically releasing 90% of qualifying invoices under invoice discounting facilities. Other assets can also be funded either long or short-term and for a range of loan-to-value ratios alongside these services. Vehicle Finance include hire purchase lending for used cars to prime and near-prime customers and Personal Contract Purchase lending into the consumer prime credit market, both secured against the vehicle financed.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 0.0% 0.0%
Div Cover 4.4 5.0
Op Mrgn 11.9% 74.4%
ROCE 10.4%  
Latest F'cast
P/E n/a 8.6
PEG n/a 0.1
Pr/Revenue n/a 1.4
Pr/Book n/a  
Latest F'cast
Revenue 49.8% -29.4%
PBT -7.4% 342.0%
EPS -11.2% n/a
DPS -28.6% 10.2%

STB Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 165.50 38.70 178.60p 9.0 0.9 +10% 20.00p 1.3%
31-Dec-20 166.10 19.10 82.70p 10.6 n/a -54% 44.00p 5.0%
31-Dec-21 163.90 55.90 244.10p 5.4 0.0 +195% 61.10p 4.6%
31-Dec-22 203.00 39.00 158.50p 4.7 n/a -35% 45.10p 6.0%
31-Dec-23 304.00 36.10 140.80p 4.9 n/a -11% 32.20p 4.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

STB Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-25 214.57 159.55 177.97p 7.9 n/a n/a 35.48p 0.0%
31-Dec-26 220.38 151.50 295.97p 4.8 0.1 +66% 37.28p 0.0%
31-Dec-27 227.10 161.65 337.82p 4.2 0.3 +14% 39.10p 0.0%

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Latest STB Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 5: Forecast figures based on normalised accounts.

 

STB Market Data

Currency UK Pounds
Share Price 1,405.00p
Change Today -5.00p
% Change -0.35 %
52 Week High 1,530.00
52 Week Low 420.00
Volume 86,357
Shares Issued 19.10m
Market Cap £268.42m
Beta 0.01

STB Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
99.28% above the market average99.28% above the market average99.28% above the market average99.28% above the market average99.28% above the market average
86.67% above the sector average86.67% above the sector average86.67% above the sector average86.67% above the sector average86.67% above the sector average
Price Trend
92.06% above the market average92.06% above the market average92.06% above the market average92.06% above the market average92.06% above the market average
6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average
Income
20.11% above the market average20.11% above the market average20.11% above the market average20.11% above the market average20.11% above the market average
66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average
Growth
51.66% below the market average51.66% below the market average51.66% below the market average51.66% below the market average51.66% below the market average
46.67% below the sector average46.67% below the sector average46.67% below the sector average46.67% below the sector average46.67% below the sector average

What The Brokers Say

Strong Buy 2
Buy 0
Neutral 0
Sell 0
Strong Sell 0
Total 2
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

STB Dividends

  Latest Previous
  Final Interim
Ex-Div 23-Apr-26 28-Aug-25
Paid 21-May-26 25-Sep-25
Amount 23.70p 11.80p

Trades for 12-Mar-2026

Time Volume / Share Price
09:18 76 @ 1,405.00p
09:18 160 @ 1,405.00p
09:18 76 @ 1,405.00p
09:18 176 @ 1,405.00p
09:18 138 @ 1,405.00p

STB Key Personnel

CEO Ian Corfield

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