OSB Group (OSB)

Sector:

Financials

Index:

FTSE 250

391.00p
   
  • Change Today:
    -1.80p
  • 52 Week High: 516.00
  • 52 Week Low: 346.20
  • Currency: UK Pounds
  • Shares Issued: 368.47m
  • Volume: 570,246
  • Market Cap: £1,440.73m
  • RiskGrade: 184

OSB Group Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 8.6% 0.0%
Div Cover 2.4 2.1
Op Mrgn 62.7% 59.4%
ROCE 19.0%  
Latest F'cast
P/E 4.8 5.2
PEG 0.5 n/a
Pr/Revenue 2.2 2.2
Pr/Book 0.7  
Latest F'cast
Revenue 1.2% 0.8%
PBT 11.7% -4.6%
EPS 9.6% -9.8%
DPS 5.0% 3.8%

OSB Group Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-20 472.20 260.40 58.10p 7.3 n/a -10% 14.50p 3.4%
31-Dec-21 587.60 464.60 86.70p 6.4 0.1 +49% 26.00p 4.7%
31-Dec-22 709.90 531.50 99.60p 4.8 0.3 +15% 30.50p 6.4%
31-Dec-23 658.60 374.30 75.00p 6.2 n/a -25% 32.00p 6.9%
31-Dec-24 666.40 418.10 82.20p 4.9 0.5 +10% 33.60p 8.3%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OSB Group Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-25 671.57 398.94 74.18p 5.3 n/a -10% 34.89p 0.0%
31-Dec-26 687.89 406.27 80.61p 4.9 0.6 +9% 36.42p 0.0%

Copyright © 2025 FactSet Research Systems Inc. All rights reserved.

OSB Group Company Announcements

Transaction in own shares 07-Apr-2025 07:00 GlobeNewswire NA
Transaction in own shares 04-Apr-2025 07:00 GlobeNewswire NA
Transaction in own shares 03-Apr-2025 07:00 GlobeNewswire NA

Latest OSB Group Director Deals

Traded Action Notifier PriceAmountValue
25-Mar-25 Sell Andy Golding 448.71p 5,399 £24,225.99
25-Mar-25 Transfer From Andy Golding 0.000p 11,445 £0.00
25-Mar-25 Sell Andy Golding 448.71p 25,550 £114,646.07

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OSB Group Market Data

Currency UK Pounds
Share Price 391.00p
Change Today -1.80p
% Change -0.46 %
52 Week High 516.00
52 Week Low 346.20
Volume 570,246
Shares Issued 368.47m
Market Cap £1,440.73m
RiskGrade 184

OSB Group Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
94.48% above the market average94.48% above the market average94.48% above the market average94.48% above the market average94.48% above the market average
84.62% above the sector average84.62% above the sector average84.62% above the sector average84.62% above the sector average84.62% above the sector average
Price Trend
42.68% above the market average42.68% above the market average42.68% above the market average42.68% above the market average42.68% above the market average
30.91% above the sector average30.91% above the sector average30.91% above the sector average30.91% above the sector average30.91% above the sector average
Income
98.65% above the market average98.65% above the market average98.65% above the market average98.65% above the market average98.65% above the market average
90.16% above the sector average90.16% above the sector average90.16% above the sector average90.16% above the sector average90.16% above the sector average
Growth
58.68% below the market average58.68% below the market average58.68% below the market average58.68% below the market average58.68% below the market average
41.67% below the sector average41.67% below the sector average41.67% below the sector average41.67% below the sector average41.67% below the sector average

What The Brokers Say

Strong Buy 5
Buy 5
Neutral 2
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OSB Group Dividends

  Latest Previous
  Final Interim
Ex-Div 27-Mar-25 22-Aug-24
Paid 13-May-25 20-Sep-24
Amount 22.90p 10.70p

Trades for 07-Apr-2025

Time Volume / Share Price
11:22 1 @ 391.60p
11:22 0 @ 391.60p
11:22 0 @ 391.60p
11:21 5 @ 391.60p
11:21 1 @ 391.20p

OSB Group Key Personnel

CEO Andy Golding
CFO Victoria Hyde

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