Paragon Banking Group (PAG)

Sector:

Financials

Index:

FTSE 250

686.00p
   
  • Change Today:
    -14.00p
  • 52 Week High: 807.50p
  • 52 Week Low: 446.80p
  • Currency: UK Pounds
  • Shares Issued: 206.31m
  • Volume: 685,296
  • Market Cap: £1,415.30m
  • RiskGrade: 172

PAG Overview

Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company offers a range of savings and lending products in the United Kingdom through Paragon Bank PLC. Its lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. The Company’s segments include Mortgage Lending and Commercial Lending. The Mortgage Lending segment includes its buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending segment includes its equipment leasing activities, development finance, structured lending and other offerings targeted towards SME customers, together with its motor finance business.

1 Day Chart (31-10-2024)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 5.5% 0.0%
Div Cover 2.5 2.4
Op Mrgn 42.9% 69.1%
ROCE 5.0%  
Latest F'cast
P/E 7.3 7.7
PEG 0.2 2.6
Pr/Revenue 3.0 3.1
Pr/Book 1.0  
Latest F'cast
Revenue 18.6% 5.7%
PBT -52.2% 70.3%
EPS 31.7% 2.9%
DPS 30.8% 7.4%

PAG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-19 307.30 159.00 49.40p 9.8 4.9 +2% 21.20p 4.4%
30-Sep-20 295.10 118.40 36.00p 9.2 n/a -27% 14.40p 4.3%
30-Sep-21 324.90 213.70 65.20p 8.4 0.1 +81% 26.10p 4.8%
30-Sep-22 393.00 417.90 71.50p 5.5 0.6 +10% 28.60p 7.2%
30-Sep-23 466.00 199.90 94.20p 5.2 0.2 +32% 37.40p 7.6%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PAG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-24 492.78 340.36 96.97p 7.1 2.4 +3% 40.15p 0.0%
30-Sep-25 495.59 343.82 99.82p 6.9 2.3 +3% 41.69p 0.0%
30-Sep-26 501.33 348.39 105.13p 6.5 1.2 +5% 44.13p 0.0%

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PAG Company Announcements

Total Voting Rights 31-Oct-2024 17:55 RNS
Transaction in Own Shares 31-Oct-2024 17:41 RNS
Transaction in Own Shares 30-Oct-2024 17:33 RNS

Latest PAG Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PAG Market Data

Currency UK Pounds
Share Price 686.00p
Change Today -14.00p
% Change -2.00 %
52 Week High 807.50p
52 Week Low 446.80p
Volume 685,296
Shares Issued 206.31m
Market Cap £1,415.30m
RiskGrade 172

PAG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
53.81% above the market average53.81% above the market average53.81% above the market average53.81% above the market average53.81% above the market average
2.75% above the sector average2.75% above the sector average2.75% above the sector average2.75% above the sector average2.75% above the sector average
Price Trend
61.05% above the market average61.05% above the market average61.05% above the market average61.05% above the market average61.05% above the market average
50.44% above the sector average50.44% above the sector average50.44% above the sector average50.44% above the sector average50.44% above the sector average
Income
88.76% above the market average88.76% above the market average88.76% above the market average88.76% above the market average88.76% above the market average
60.00% above the sector average60.00% above the sector average60.00% above the sector average60.00% above the sector average60.00% above the sector average
Growth
49.77% above the market average49.77% above the market average49.77% above the market average49.77% above the market average49.77% above the market average
51.46% above the sector average51.46% above the sector average51.46% above the sector average51.46% above the sector average51.46% above the sector average

What The Brokers Say

Strong Buy 4
Buy 3
Neutral 3
Sell 0
Strong Sell 0
Total 10
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PAG Dividends

  Latest Previous
  Interim Final
Ex-Div 04-Jul-24 01-Feb-24
Paid 26-Jul-24 08-Mar-24
Amount 13.20p 26.40p

Trades for 31-Oct-2024

Time Volume / Share Price
16:53 107,848 @ 686.22p
16:35 219,812 @ 686.00p
16:35 96 @ 686.00p
16:35 19 @ 686.00p
16:35 33 @ 686.00p

PAG Key Personnel

CEO Nigel S Terrington
CFO Richard Woodman

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