Secure Trust Bank (STB)

Sector:

Banking

Index:

FTSE Small Cap

352.00p
   
  • Change Today:
    -3.00p
  • 52 Week High: 894.00
  • 52 Week Low: 339.00
  • Currency: UK Pounds
  • Shares Issued: 19.07m
  • Volume: 84,231
  • Market Cap: £67.13m
  • Beta: 0.07

STB Overview

Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company’s segments include Real Estate Finance, Commercial Finance, Vehicle Finance and Retail Finance. Real Estate Finance is engaged in lending secured against property assets to a maximum 70% loan-to-value ratio, on fixed or variable rates over a term of up to five years. Commercial Finance is engaged in lending predominantly against receivables, typically releasing 90% of qualifying invoices under invoice discounting facilities. Other assets can also be funded either long or short-term and for a range of loan-to-value ratios alongside these services. Vehicle Finance include hire purchase lending for used cars to prime and near-prime customers and Personal Contract Purchase lending into the consumer prime credit market, both secured against the vehicle financed.

1 Day Chart (24-12-2024)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 9.1% 0.0%
Div Cover 4.4 4.7
Op Mrgn 11.9% 75.0%
ROCE 10.4%  
Latest F'cast
P/E 2.5 2.2
PEG n/a 0.2
Pr/Revenue 0.2 0.3
Pr/Book 0.2  
Latest F'cast
Revenue 49.8% -31.8%
PBT -7.4% 330.9%
EPS -11.2% 12.3%
DPS -28.6% 5.0%

STB Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 165.50 38.70 178.60p 9.0 0.9 +10% 20.00p 1.3%
31-Dec-20 166.10 19.10 82.70p 10.6 n/a -54% 44.00p 5.0%
31-Dec-21 163.90 55.90 244.10p 5.4 0.0 +195% 61.10p 4.6%
31-Dec-22 203.00 39.00 158.50p 4.7 n/a -35% 45.10p 6.0%
31-Dec-23 304.00 36.10 140.80p 4.9 n/a -11% 32.20p 4.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

STB Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-24 207.43 155.55 158.07p 2.2 0.2 +12% 33.80p 0.0%
31-Dec-25 230.65 175.25 252.35p 1.4 0.0 +60% 35.50p 0.0%
31-Dec-26 252.57 193.05 311.82p 1.1 0.0 +24% 37.30p 0.0%

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STB Company Announcements

Holding(s) in Company 24-Dec-2024 11:18 RNS
Holding(s) in Company 23-Dec-2024 14:36 RNS
Director Declaration 19-Dec-2024 16:28 RNS

Latest STB Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 5: Forecast figures based on normalised accounts.

 

STB Market Data

Currency UK Pounds
Share Price 352.00p
Change Today -3.00p
% Change -0.85 %
52 Week High 894.00
52 Week Low 339.00
Volume 84,231
Shares Issued 19.07m
Market Cap £67.13m
Beta 0.07

STB Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
100.00% above the market average100.00% above the market average100.00% above the market average100.00% above the market average100.00% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Price Trend
78.93% below the market average78.93% below the market average78.93% below the market average78.93% below the market average78.93% below the market average
86.67% below the sector average86.67% below the sector average86.67% below the sector average86.67% below the sector average86.67% below the sector average
Income
100.00% above the market average100.00% above the market average100.00% above the market average100.00% above the market average100.00% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Growth
12.94% above the market average12.94% above the market average12.94% above the market average12.94% above the market average12.94% above the market average
33.33% below the sector average33.33% below the sector average33.33% below the sector average33.33% below the sector average33.33% below the sector average

What The Brokers Say

Strong Buy 2
Buy 0
Neutral 0
Sell 0
Strong Sell 0
Total 2
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

STB Dividends

  Latest Previous
  Interim Final
Ex-Div 29-Aug-24 25-Apr-24
Paid 26-Sep-24 23-May-24
Amount 11.30p 16.20p

Trades for 24-Dec-2024

Time Volume / Share Price
12:09 8,250 @ 350.21p
12:35 9,538 @ 352.00p
12:35 54 @ 352.00p
12:35 2,475 @ 352.00p
12:35 2,471 @ 352.00p

STB Key Personnel

CEO David McCreadie

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