TBC Bank Group (TBCG)

Sector:

Banking

Index:

FTSE 250

3,185.00p
   
  • Change Today:
      15.00p
  • 52 Week High: 3,465.00
  • 52 Week Low: 2,350.00
  • Currency: UK Pounds
  • Shares Issued: 56.37m
  • Volume: 3,060
  • Market Cap: £1,795.34m
  • RiskGrade: 191
  • Beta: 1.18

Dividend Data

  31-Dec-2331-Dec-2231-Dec-2131-Dec-2031-Dec-19
Interim Dividend76.54p77.50p35.00pn/an/a
Final Dividend140.00p92.83p60.30pn/a56.79p
Total Dividend216.54p170.33p95.30pn/a56.79p
For more dividend details, click here

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
Revenue 787.83 616.48 427.03 322.96 357.87
Operating Profit/(Loss) 498.01 461.34 297.44 97.39 203.96
Profit Before Tax 498.01 461.34 297.44 97.39 204.18
Profit After Tax 425.63 371.33 261.17 98.42 188.42
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 425.63 371.33 261.17 98.42 188.42
Attributable to:          
Equity Holders of Parent Company 419.74 368.32 258.52 96.98 187.57
Minority Interests 5.90 3.01 2.65 1.45 0.85
           
Continuing EPS          
Earnings per Share - Basic 770.40¢ 778.57¢ n/a 177.01¢ 342.78¢
Earnings per Share - Diluted 770.40¢ 778.57¢ n/a 177.01¢ 340.34¢
Earnings per Share - Adjusted 770.40¢ 778.57¢ n/a 177.01¢ 342.78¢
Continuing and Discontinued EPS          
Earnings per Share - Basic 770.40¢ 778.57¢ n/a 177.01¢ 342.78¢
Earnings per Share - Diluted 770.40¢ 778.57¢ n/a 177.01¢ 340.34¢
Earnings per Share - Adjusted 770.40¢ 778.57¢ n/a 177.01¢ 342.78¢
           
Dividend per Share 269.57¢ 93.30¢ 81.27¢ n/a n/a
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Assets          
Property, Plant & Equipment 236.50 205.59 149.48 130.28 137.54
Intangible Assets 198.39 164.01 122.65 91.40 79.91
Investment Properties 5.69 8.20 7.39 20.96 25.34
Investments 1,299.21 1,069.14 627.19 550.27 434.01
Other Financial Assets 254.15 216.93 230.88 384.88 403.26
           
Loans & Advances to Banks n/a n/a n/a n/a n/a
Loans & Advances to Customers 8,110.41 6,599.78 5,370.98 4,454.09 4,306.38
Advances 8,110.41 6,599.78 5,370.98 4,454.09 4,306.38
           
Debt Securities 27.62 13.84 16.01 n/a n/a
Items in course of collection 17.90 15.49 25.55 15.51 11.72
           
Cash at Bank 4,352.92 2,187.56 1,229.75 1,139.57 905.05
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 4,352.92 2,187.56 1,229.75 1,139.57 916.77
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a 0.16 0.06 21.33 8.96
Other Assets 910.77 261.01 132.18 82.33 89.93
Total Assets 12,308.12 10,623.21 7,912.11 6,890.62 6,402.00
           
Liabilities          
Items in Course of Collection n/a n/a n/a n/a n/a
Deposits & Customer Accounts 7,607.62 6,675.25 4,854.78 3,837.13 3,504.31
Debt Securities 532.49 503.91 552.13 456.72 423.20
Other Current Liabilities 25.37 0.61 28.01 0.26 0.57
           
Borrowings 251.99 249.78 222.69 223.32 226.99
Provisions 26.89 54.72 11.73 11.73 14.65
Other Liabilities 2,064.03 1,772.36 1,127.78 1,465.44 1,326.04
Total Liabilities 10,508.40 9,256.65 6,797.13 5,994.59 5,495.75
           
Net Assets 1,799.72 1,366.57 1,114.98 896.03 906.33
           
Capital & Reserves          
Share Capital 631.00 0.62 0.54 0.51 0.59
Share Premium Account 110.37 99.90 91.50 258.94 295.87
Other Reserves (17.57) (50.78) 36.63 (63.21) (77.00)
Retained Earnings 1,655.34 1,385.91 970.79 696.28 683.90
Shareholders Funds 1,748.77 1,435.83 1,099.47 892.53 903.36
           
Minority Interests/Other Equity 50.95 32.13 15.51 3.50 2.97
Total Equity 1,799.72 1,366.57 1,114.98 896.03 906.33
Cash Flow 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Net Cash Flow From Operating Activities n/a n/a n/a 148.39 (401.53)
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities n/a n/a n/a (217.29) (163.64)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities n/a n/a n/a 261.72 508.22
Net Increase/Decrease In Cash n/a n/a n/a 192.83 (56.95)
Ratios - based on IFRS 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20 31-Dec-19
Continuing Operations          
PE Ratio - Adjusted 4.6 3.7 n/a 8.9 4.8
PEG - Adjusted n/a n/a n/a n/a 0.3
Earnings per Share Growth - Adjusted -1% n/a n/a -48% 14%
Dividend Cover 2.86 8.34 n/a n/a n/a
Revenue per Share 1,425.98¢ 1,118.79¢ 7.91¢ 593.67¢ 654.43¢
Pre-Tax Profit per Share 901.41¢ 837.24¢ 5.51¢ 179.03¢ 373.38¢
Operating Margin 63.21% 74.83% 69.65% 30.16% 56.99%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 4.6 3.7 n/a 8.9 4.8
PEG - Adjusted n/a n/a n/a n/a 0.3
Earnings per Share Growth - Adjusted -1% n/a -100% -48% 14%
Dividend Cover 2.86 8.34 n/a n/a n/a
           
Dividend Yield 7.6% 3.3% 3.9% 0.0% 0.0%
Dividend per Share Growth 188.93% 14.80% n/a n/a n/a
Operating Cash Flow per Share n/a n/a n/a 272.78¢ (734.28¢)
Cash Incr/Decr per Share n/a n/a n/a 354.47¢ (104.15¢)
Net Asset Value per Share (exc. Intangibles) 2,898.42¢ 2,182.38¢ 1,821.35¢ 1,479.11¢ 1,511.27¢
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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