Bank of Ireland Group (CDI) (BIRG)

  9.73
   
  • Change Today:
     0.17
  • 52 Week High:  12.2
  • 52 Week Low:  8.2
  • Currency: Euro
  • Shares Issued: 986.46m
  • Volume: 9,036
  • Market Cap:  9,598m
  • RiskGrade: 238
  • Beta: 0.05

Dividend Data

  31-Dec-2431-Dec-2331-Dec-2231-Dec-2131-Dec-20
Interim Dividend35.00¢n/an/a5.00¢n/a
Final Dividend28.00¢60.00¢21.00¢5.00¢n/a
Total Dividend63.00¢60.00¢21.00¢5.00¢n/a
For more dividend details, click here

Fundamentals - based on IFRS

    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Income Statement 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
Revenue 6,742.00 6,329.00 3,114.00 6,078.00 4,335.00
Operating Profit/(Loss) 1,814.00 1,921.00 970.00 1,214.00 (769.00)
Profit Before Tax 1,855.00 1,938.00 1,011.00 1,221.00 (760.00)
Profit After Tax 1,531.00 1,601.00 858.00 1,055.00 (707.00)
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 1,531.00 1,601.00 858.00 1,055.00 (707.00)
Attributable to:          
Equity Holders of Parent Company 1,531.00 1,595.00 850.00 1,048.00 (742.00)
Minority Interests n/a 6.00 8.00 7.00 35.00
           
Continuing EPS          
Earnings per Share - Basic 141.90¢ 140.10¢ 72.90¢ 91.20¢ (72.40¢)
Earnings per Share - Diluted 141.90¢ 140.10¢ 72.90¢ 91.20¢ (72.40¢)
Earnings per Share - Adjusted 167.60¢ 149.60¢ 83.40¢ 100.20¢ (38.60¢)
Continuing and Discontinued EPS          
Earnings per Share - Basic 141.90¢ 140.10¢ 72.90¢ 91.20¢ (72.40¢)
Earnings per Share - Diluted 141.90¢ 140.10¢ 72.90¢ 91.20¢ (72.40¢)
Earnings per Share - Adjusted 167.60¢ 149.60¢ 83.40¢ 100.20¢ (38.60¢)
           
Dividend per Share 63.00¢ 60.00¢ 21.00¢ 5.00¢ n/a
    (Millions)   (Millions)   (Millions)   (Millions)   (Millions)
Balance Sheet 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Assets          
Property, Plant & Equipment 811.00 800.00 802.00 820.00 889.00
Intangible Assets 1,500.00 1,408.00 1,276.00 852.00 751.00
Investment Properties 771.00 793.00 883.00 n/a 843.00
Investments n/a n/a n/a 992.00 108.00
Other Financial Assets 27,384.00 24,867.00 27,207.00 11,028.00 n/a
           
Loans & Advances to Banks 1,738.00 1,907.00 3,044.00 2,750.00 2,453.00
Loans & Advances to Customers 82,538.00 79,729.00 71,961.00 76,422.00 76,581.00
Advances 84,276.00 81,636.00 75,005.00 79,172.00 79,034.00
           
Debt Securities 6,387.00 5,715.00 4,472.00 6,028.00 6,266.00
Items in course of collection 114.00 126.00 140.00 159.00 166.00
           
Cash at Bank 32,436.00 31,843.00 36,855.00 31,360.00 n/a
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 32,436.00 31,843.00 36,855.00 31,360.00 n/a
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Other Assets 8,134.00 8,520.00 3,022.00 24,857.00 4,193.00
Total Assets 161,813.00 155,708.00 150,689.00 155,268.00 133,754.00
           
Liabilities          
Items in Course of Collection 218.00 322.00 232.00 207.00 216.00
Deposits & Customer Accounts 104,874.00 103,278.00 102,645.00 105,720.00 91,025.00
Debt Securities 9,130.00 8,670.00 11,476.00 8,483.00 6,367.00
Other Current Liabilities n/a n/a 8.00 n/a n/a
           
Borrowings 2,219.00 2,004.00 423.00 2,433.00 1,932.00
Provisions 373.00 180.00 172.00 280.00 431.00
Other Liabilities 31,990.00 28,693.00 24,211.00 26,807.00 24,162.00
Total Liabilities 148,804.00 143,147.00 139,167.00 143,930.00 124,133.00
           
Net Assets 13,009.00 12,561.00 11,522.00 11,338.00 9,621.00
           
Capital & Reserves          
Share Capital 1,003.00 1,057.00 1,070.00 1,079.00 1,079.00
Share Premium Account 456.00 456.00 456.00 456.00 456.00
Other Reserves 15.00 (206.00) 699.00 893.00 681.00
Retained Earnings 10,473.00 10,285.00 9,230.00 8,842.00 7,337.00
Shareholders Funds 11,947.00 11,592.00 11,455.00 11,270.00 9,553.00
           
Minority Interests/Other Equity 1,062.00 969.00 67.00 68.00 68.00
Total Equity 13,009.00 12,561.00 11,522.00 11,338.00 9,621.00
Cash Flow 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Net Cash Flow From Operating Activities 2,639.00 (4,392.00) 1,629.00 19,757.00 4,154.00
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (557.00) (960.00) 4,686.00 842.00 (2,111.00)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (1,549.00) (849.00) (404.00) 67.00 (104.00)
Net Increase/Decrease In Cash 533.00 (6,201.00) 5,911.00 20,666.00 1,939.00
Ratios - based on IFRS 31-Dec-24 31-Dec-23 31-Dec-22 31-Dec-21 31-Dec-20
Continuing Operations          
PE Ratio - Adjusted 5.2 5.5 10.6 5.0 n/a
PEG - Adjusted 0.4 0.1 n/a n/a n/a
Earnings per Share Growth - Adjusted 12% 79% -17% n/a n/a
Dividend Cover 2.66 2.49 3.97 20.04 n/a
Revenue per Share 683.46¢ 641.59¢ 315.68¢ 6.22¢ 439.45¢
Pre-Tax Profit per Share 188.05¢ 196.46¢ 102.49¢ 1.25¢ (77.04¢)
Operating Margin 26.91% 30.35% 31.15% 19.97% (17.74%)
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 5.2 5.5 10.6 497.9 n/a
PEG - Adjusted 0.4 0.1 0.0 n/a n/a
Earnings per Share Growth - Adjusted 12% 79% 8,146% n/a n/a
Dividend Cover 2.66 2.49 3.97 0.20 n/a
           
Dividend Yield 7.3% 7.3% 2.4% 1.0% 0.0%
Dividend per Share Growth 5.00% 185.71% 320.00% n/a n/a
Operating Cash Flow per Share 267.52¢ (445.23¢) 165.14¢ 2,002.82¢ 421.10¢
Cash Incr/Decr per Share 54.03¢ (628.61¢) 599.22¢ 21.15¢ 196.56¢
Net Asset Value per Share (exc. Intangibles) 1,166.70¢ 1,130.61¢ 1,038.67¢ 1,063.00¢ 899.18¢
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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