Bendigo and Adelaide Bank Limited (BEN)

Index:

ASX 100

 NULL
   
  • 52 Week High: NULL
  • 52 Week Low: $8.58
  • Currency: Australian Dollars
  • Shares Issued: 490.44m

Fundamentals - based on IFRS

  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Income Statement 30-Jun-12 30-Jun-11 30-Jun-10 30-Jun-09 30-Jun-08
Continuing Operations          
Revenue 1,225.20 1,230.00 1,136.90 910.60 784.70
Operating Profit/(Loss) 325.40 421.10 338.00 88.40 259.90
Profit Before Tax 326.10 424.50 350.70 119.30 286.30
Profit After Tax 195.00 346.60 259.90 83.80 199.00
           
Earnings per Share - Basic 48.60¢ 91.50¢ 67.40¢ 25.40¢ 87.70¢
Earnings per Share - Adjusted 81.36¢ 89.26¢ 67.60¢ 25.40¢ 94.90¢
           
Dividend per Share 60.00¢ 60.00¢ 58.00¢ 43.00¢ 65.00¢
  $ (Millions) $ (Millions) $ (Millions) $ (Millions) $ (Millions)
Balance Sheet 30-Jun-12 30-Jun-11 30-Jun-10 30-Jun-09 30-Jun-08
Assets          
Non-Current Assets          
Property, Plant & Equipment 69.00 99.90 103.60 115.90 113.50
Intangible Assets 1,548.20 1,654.70 1,641.60 1,598.90 1,570.40
Other Non-Current Assets n/a n/a n/a n/a n/a
  1,617.20 1,754.60 1,745.20 1,714.80 1,683.90
Current Assets          
Inventories n/a n/a n/a n/a n/a
Cash at Bank & in Hand 288.80 469.00 760.50 912.60 1,195.90
Other Current Assets n/a n/a n/a n/a n/a
  288.80 469.00 760.50 912.60 1,195.90
           
Other Assets 55,331.80 52,780.90 49,635.40 44,486.80 45,169.20
Total Assets 57,237.80 55,004.50 52,141.10 47,114.20 48,049.00
Current Liabilities          
Borrowings n/a n/a 178.00 n/a n/a
Other Current Liabilities n/a n/a n/a n/a n/a
           
Current Liabilities n/a n/a 178.00 n/a n/a
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Borrowings 6,937.40 9,118.90 9,414.70 n/a 765.30
Other Non-Current Liabilities n/a n/a n/a n/a n/a
Non-Current Liabilities 6,937.40 9,118.90 9,414.70 n/a 765.30
           
Other Liabilities 46,082.70 41,925.50 38,668.00 43,995.50 43,985.80
Total Liabilities 53,020.10 51,044.40 48,260.70 43,995.50 44,751.10
           
Net Assets 4,217.70 3,960.10 3,880.40 3,118.70 3,297.90
           
Shareholders Funds 4,217.70 3,960.10 3,734.70 3,118.70 3,297.90
           
Minority Interests/Other Equity n/a n/a 145.70 n/a n/a
Total Equity 4,217.70 3,960.10 3,880.40 3,118.70 3,297.90
Cash Flow 30-Jun-12 30-Jun-11 30-Jun-10 30-Jun-09 30-Jun-08
Net Cash Flow From Operating Activities 199.90 488.10 348.00 127.30 158.20
Net Cash Flow from Investing Activities (1,006.00) (3,308.60) (1,000.90) 371.60 1,949.60
Net Cash Flow from Financing Activities 584.90 2,430.80 545.90 (886.10) (914.00)
Net Increase/Decrease In Cash (221.20) (389.70) (107.00) (387.20) 1,193.80
Ratios - based on IFRS 30-Jun-12 30-Jun-11 30-Jun-10 30-Jun-09 30-Jun-08
Continuing Operations          
PE Ratio - Adjusted n/a n/a n/a n/a n/a
PEG - Adjusted n/a n/a n/a n/a n/a
Earnings per Share Growth - Adjusted -9% 32% 166% -73% 14%
Dividend Cover 1.36 1.49 1.17 0.59 1.46
Revenue per Share 249.82¢ 250.80¢ 231.81¢ 185.67¢ 160.00¢
Pre-Tax Profit per Share 66.49¢ 86.56¢ 71.51¢ 24.32¢ 58.38¢
Operating Margin 26.56% 34.24% 29.73% 9.71% 33.12%
Return on Capital Employed 3.39% 3.72% 2.96% 7.85% 11.49%
           
Dividend Yield 0.0% 0.0% 0.0% 0.0% 0.0%
Dividend per Share Growth n/a 3.45% 34.88% (33.85%) 12.07%
Operating Cash Flow per Share 40.76¢ 99.52¢ 70.96¢ 25.96¢ 32.26¢
Cash Incr/Decr per Share (45.10¢) (79.46¢) (21.82¢) (78.95¢) 243.41¢
Net Asset Value per Share (exc. Intangibles) 544.31¢ 470.07¢ 456.49¢ 309.89¢ 352.24¢
Net Gearing 157.64% 218.43% 236.49% n/a -13.06%

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are end of day values only.

Note 2: Forecast figures based on normalised accounts.

 

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