For distribution only (a) in the United States, to qualified institutional buyers (as defined in Rule 144A under the United States Securities Act of 1933, as amended (the "Securities Act")), and (b) outside the United States to persons other than "U.S. persons" (as defined in Regulation S of the Securities Act)

STANDARD CHARTERED PLC

1 Basinghall Avenue

London EC2V 5DD

United Kingdom

Registered Number: 00966425

LEI: U4LOSYZ7YG4W3S5F2G91

Notice to the holders of U.S.$1,000,000,000 6.170 per cent. Fixed Rate Reset Notes due 2027 (the "Notes") issued by Standard Chartered PLC ("the Issuer")

ISIN: USG84228FN34 / US853254CQ11

Notice of redemption

NOTICE IS HEREBY GIVEN to the holders of the Notes that, pursuant to Condition 5(d) of the terms and conditions of the Notes (the "Conditions") set out in the Prospectus dated 15 June 2022  (together with any applicable supplementary prospectuses), as completed by the final terms relating to the Notes dated 4 January 2023 (the "Final Terms"), the Issuer will exercise its right to fully redeem the outstanding Notes on 09 January 2026 (the "Redemption Date") at the Call Option Redemption Amount together with all accrued but unpaid interest. In accordance with Condition 6(h), the redemption payment will be made on 09 January 2026.

Following redemption, the Notes will be cancelled pursuant to Condition 5(j) of the Conditions and there will be no outstanding Notes in issue. Accordingly, the listing of the Notes on the Official List of the Financial Conduct Authority and the admission of the Notes to trading on the Main Market of the London Stock Exchange plc will be cancelled on, or shortly after, 12 January 2026.

Words and expressions used in this notice shall, unless defined herein or the context otherwise requires, have the same meaning as in the Conditions or the Final Terms (as applicable).

In case of queries, please contact:

Daniel Banks

Debt Investor Relations

Tel: +44 (0) 7345 333 430

Shaun Gamble

Group Media Relations

Tel: +44 (0) 7766 443 662          

Dated:  23 December 2025