Paragon Banking Group (PAG)

Sector:

Financials

Index:

FTSE 250

731.50p
   
  • Change Today:
    -41.00p
  • 52 Week High: 807.50
  • 52 Week Low: 666.50
  • Currency: UK Pounds
  • Shares Issued: 200.84m
  • Volume: 244,529
  • Market Cap: £1,469.14m
  • RiskGrade: 172
  • Beta: 0.03

PAG Overview

Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company offers a range of savings and lending products in the United Kingdom through Paragon Bank PLC. Its lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. The Company’s segments include Mortgage Lending and Commercial Lending. The Mortgage Lending segment includes its buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending segment includes its equipment leasing activities, development finance, structured lending and other offerings targeted towards SME customers, together with its motor finance business.

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Financials

Latest F'cast
Div Yield 5.2% 0.0%
Div Cover 2.5 2.4
Op Mrgn 51.1% 67.3%
ROCE 12.6%  
Latest F'cast
P/E 7.6 7.5
PEG 1.0 4.2
Pr/Revenue 3.1 3.2
Pr/Book 1.1  
Latest F'cast
Revenue 6.5% 0.8%
PBT 27.0% 32.6%
EPS 7.3% 1.8%
DPS 8.0% 5.1%

PAG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-20 295.10 118.40 36.00p 9.2 n/a -27% 14.40p 4.3%
30-Sep-21 324.90 213.70 65.20p 8.4 0.1 +81% 26.10p 4.8%
30-Sep-22 393.00 417.90 71.50p 5.5 0.6 +10% 28.60p 7.2%
30-Sep-23 466.00 199.90 94.20p 5.2 0.2 +32% 37.40p 7.6%
30-Sep-24 496.40 253.80 101.10p 7.7 1.1 +7% 40.40p 5.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PAG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-25 500.32 336.58 102.90p 7.5 4.2 +2% 42.45p 0.0%
30-Sep-26 516.75 346.14 111.60p 6.9 0.8 +8% 46.04p 0.0%
30-Sep-27 542.02 363.90 122.10p 6.3 0.7 +9% 50.25p 0.0%

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PAG Company Announcements

Director/PDMR Shareholding 31-Mar-2025 12:19 RNS
Management of share buyback programme 31-Mar-2025 09:47 RNS
Director/PDMR & PCA Shareholding 28-Mar-2025 17:59 RNS

PAG ShareCast News

London close: Stocks finish January on a positiv... 31-Jan-2025 ShareCast
Paragon Bank holds guidance as Q1 margin ahead o... 24-Jan-2025 ShareCast
London close: Stocks higher amid Korean politica... 03-Dec-2024 ShareCast

PAG Top Newspaper Links

Paragon's new bank enters loans market 19-Feb-2014 Express & Star
Buy to let specialist Paragon gets banking licen... 19-Feb-2014 Guardian
BOOSTER FOR PARAGON 25-May-2011 Express & Star

Latest PAG Director Deals

Traded Action Notifier PriceAmountValue
28-Mar-25 Sell Richard Woodman 777.74p 80,000 £622,194.25
28-Mar-25 Sell Richard Woodman 777.74p 21,497 £167,191.37
17-Mar-25 Buy Peter Hill 740.25p 159 £1,177.00

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PAG Market Data

Currency UK Pounds
Share Price 731.50p
Change Today -41.00p
% Change -5.31 %
52 Week High 807.50
52 Week Low 666.50
Volume 244,529
Shares Issued 200.84m
Market Cap £1,469.14m
Beta 0.03
RiskGrade 172

PAG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
1.49% above the market average1.49% above the market average1.49% above the market average1.49% above the market average1.49% above the market average
44.23% below the sector average44.23% below the sector average44.23% below the sector average44.23% below the sector average44.23% below the sector average
Price Trend
65.55% above the market average65.55% above the market average65.55% above the market average65.55% above the market average65.55% above the market average
43.64% above the sector average43.64% above the sector average43.64% above the sector average43.64% above the sector average43.64% above the sector average
Income
84.26% above the market average84.26% above the market average84.26% above the market average84.26% above the market average84.26% above the market average
58.06% above the sector average58.06% above the sector average58.06% above the sector average58.06% above the sector average58.06% above the sector average
Growth
25.61% above the market average25.61% above the market average25.61% above the market average25.61% above the market average25.61% above the market average
21.65% above the sector average21.65% above the sector average21.65% above the sector average21.65% above the sector average21.65% above the sector average

What The Brokers Say

Strong Buy 5
Buy 3
Neutral 4
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PAG Dividends

  Latest Previous
  Final Interim
Ex-Div 06-Feb-25 04-Jul-24
Paid 07-Mar-25 26-Jul-24
Amount 27.20p 13.20p

Trades for 31-Mar-2025

Time Volume / Share Price
13:30 23 @ 731.50p
13:29 9 @ 732.00p
13:29 105 @ 732.00p
13:28 89 @ 732.00p
13:28 15 @ 732.00p

PAG Key Personnel

CEO Nigel S Terrington
CFO Richard Woodman

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