International Personal Finance (IPF)

Sector:

Financials

Index:

FTSE Small Cap

117.50p
   
  • Change Today:
    -1.00p
  • 52 Week High: 131.00
  • 52 Week Low: 64.40
  • Currency: UK Pounds
  • Shares Issued: 224.15m
  • Volume: 28,130
  • Market Cap: 263.38m
  • RiskGrade: 268
  • Beta: 0.30

IPF Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 7.8% 0.0%
Div Cover 2.8 1.8
Op Mrgn 22.5% 18.4%
ROCE 15.0%  
Latest F'cast
P/E 4.6 6.3
PEG 0.1 n/a
Pr/Revenue 0.4 0.4
Pr/Book 0.6  
Latest F'cast
Revenue 17.6% 6.0%
PBT 14.3% 62.7%
EPS 36.2% -27.7%
DPS 15.0% 10.3%

IPF Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-18 866.40 109.30 33.80p 6.1 n/a 0% 12.40p 6.0%
31-Dec-19 889.10 114.00 32.20p 5.0 n/a -5% 12.40p 7.7%
31-Dec-20 661.30 (40.70) (24.00)p n/a n/a n/a 4.60p 5.6%
31-Dec-21 548.70 67.70 18.80p 6.9 n/a n/a 8.00p 6.2%
31-Dec-22 645.50 77.40 25.60p 2.9 0.1 +36% 9.20p 12.6%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-23 684.20 125.90 18.52p 6.3 n/a -28% 10.15p 0.0%
31-Dec-24 732.82 135.43 20.94p 5.6 0.4 +13% 11.33p 0.0%
31-Dec-25 791.78 106.35 27.34p 4.3 0.1 +31% 12.38p 0.0%

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Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 117.50p
Change Today -1.00p
% Change -0.84 %
52 Week High 131.00
52 Week Low 64.40
Volume 28,130
Shares Issued 224.15m
Market Cap 263.38m
Beta 0.30
RiskGrade 268

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
95.72% above the market average95.72% above the market average95.72% above the market average95.72% above the market average95.72% above the market average
94.59% above the sector average94.59% above the sector average94.59% above the sector average94.59% above the sector average94.59% above the sector average
Price Trend
69.70% above the market average69.70% above the market average69.70% above the market average69.70% above the market average69.70% above the market average
73.77% above the sector average73.77% above the sector average73.77% above the sector average73.77% above the sector average73.77% above the sector average
Income
98.75% above the market average98.75% above the market average98.75% above the market average98.75% above the market average98.75% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Growth
46.38% below the market average46.38% below the market average46.38% below the market average46.38% below the market average46.38% below the market average
30.28% below the sector average30.28% below the sector average30.28% below the sector average30.28% below the sector average30.28% below the sector average

What The Brokers Say

Strong Buy 2
Buy 2
Neutral 0
Sell 0
Strong Sell 0
Total 4
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Interim Final
Ex-Div 31-Aug-23 06-Apr-23
Paid 29-Sep-23 05-May-23
Amount 3.10p 6.50p

Trades for 08-Dec-2023

Time Volume / Share Price
16:45 569 @ 118.00p
16:35 3,446 @ 117.50p
16:35 1 @ 117.50p
16:35 15 @ 117.50p
16:35 153 @ 117.50p

IPF Key Personnel

CEO Gerard Ryan
Chair Stuart Sinclair
CFO Gary Thompson

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