Secure Trust Bank (STB)

Sector:

Banking

Index:

FTSE Small Cap

 812.00p
   
  • Change Today:
      0.000p
  • 52 Week High: 894.00
  • 52 Week Low: 584.00
  • Currency: UK Pounds
  • Shares Issued: 19.07m
  • Volume: 7,472
  • Market Cap: £154.86m
  • Beta: 0.00

STB Overview

Secure Trust Bank PLC is a United Kingdom-based retail bank. The Company’s segments include Real Estate Finance, Commercial Finance, Vehicle Finance and Retail Finance. Real Estate Finance is engaged in lending secured against property assets to a maximum 70% loan-to-value ratio, on fixed or variable rates over a term of up to five years. Commercial Finance is engaged in lending predominantly against receivables, typically releasing 90% of qualifying invoices under invoice discounting facilities. Other assets can also be funded either long or short-term and for a range of loan-to-value ratios alongside these services. Vehicle Finance include hire purchase lending for used cars to prime and near-prime customers and Personal Contract Purchase lending into the consumer prime credit market, both secured against the vehicle financed.

1 Day Chart (04-10-2024)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 4.0% 0.0%
Div Cover 4.4 5.9
Op Mrgn 11.9% 75.5%
ROCE 10.4%  
Latest F'cast
P/E 5.8 4.0
PEG n/a 0.1
Pr/Revenue 0.5 0.8
Pr/Book 0.4  
Latest F'cast
Revenue 49.8% -32.1%
PBT -7.4% 331.4%
EPS -11.2% 42.8%
DPS -28.6% 5.0%

STB Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 165.50 38.70 178.60p 9.0 0.9 +10% 20.00p 1.3%
31-Dec-20 166.10 19.10 82.70p 10.6 n/a -54% 44.00p 5.0%
31-Dec-21 163.90 55.90 244.10p 5.4 0.0 +195% 61.10p 4.6%
31-Dec-22 203.00 39.00 158.50p 4.7 n/a -35% 45.10p 6.0%
31-Dec-23 304.00 36.10 140.80p 4.9 n/a -11% 32.20p 4.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

STB Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-24 206.40 155.75 201.03p 4.0 0.1 +43% 33.80p 0.0%
31-Dec-25 229.93 175.60 271.87p 3.0 0.1 +35% 35.50p 0.0%
31-Dec-26 254.07 193.40 321.50p 2.5 0.1 +18% 37.30p 0.0%

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STB Company Announcements

Director/PDMR Shareholding 27-Sep-2024 15:37 RNS
Director/PDMR Shareholding 16-Sep-2024 11:31 RNS
Total Voting Rights 02-Sep-2024 08:30 RNS

Latest STB Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 5: Forecast figures based on normalised accounts.

 

STB Market Data

Currency UK Pounds
Share Price 812.00p
Change Today 0.000p
% Change 0.00 %
52 Week High 894.00
52 Week Low 584.00
Volume 7,472
Shares Issued 19.07m
Market Cap £154.86m
Beta 0.00

STB Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
99.86% above the market average99.86% above the market average99.86% above the market average99.86% above the market average99.86% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average
Price Trend
67.04% above the market average67.04% above the market average67.04% above the market average67.04% above the market average67.04% above the market average
20.00% above the sector average20.00% above the sector average20.00% above the sector average20.00% above the sector average20.00% above the sector average
Income
78.24% above the market average78.24% above the market average78.24% above the market average78.24% above the market average78.24% above the market average
84.62% below the sector average84.62% below the sector average84.62% below the sector average84.62% below the sector average84.62% below the sector average
Growth
12.64% above the market average12.64% above the market average12.64% above the market average12.64% above the market average12.64% above the market average
33.33% below the sector average33.33% below the sector average33.33% below the sector average33.33% below the sector average33.33% below the sector average

What The Brokers Say

Strong Buy 2
Buy 0
Neutral 0
Sell 0
Strong Sell 0
Total 2
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

STB Dividends

  Latest Previous
  Interim Final
Ex-Div 29-Aug-24 25-Apr-24
Paid 26-Sep-24 23-May-24
Amount 11.30p 16.20p

Trades for 04-Oct-2024

Time Volume / Share Price
16:35 101 @ 812.00p
16:35 40 @ 812.00p
16:35 21 @ 812.00p
16:35 3 @ 812.00p
16:35 25 @ 812.00p

STB Key Personnel

CEO David McCreadie

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