OSB Group (OSB)

Sector:

Financials

Index:

FTSE 250

435.40p
   
  • Change Today:
      2.60p
  • 52 Week High: 516.00
  • 52 Week Low: 346.20
  • Currency: UK Pounds
  • Shares Issued: 370.23m
  • Volume: 1,578,632
  • Market Cap: £1,611.97m
  • RiskGrade: 184

OSB Group Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 7.7% 0.0%
Div Cover 2.4 2.3
Op Mrgn 62.7% 69.5%
ROCE 19.0%  
Latest F'cast
P/E 5.3 5.2
PEG 0.6 n/a
Pr/Revenue 2.4 2.2
Pr/Book 0.7  
Latest F'cast
Revenue 1.2% 3.6%
PBT 11.7% 14.8%
EPS 9.6% -6.6%
DPS 5.0% 0.8%

OSB Group Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-20 472.20 260.40 58.10p 7.3 n/a -10% 14.50p 3.4%
31-Dec-21 587.60 464.60 86.70p 6.4 0.1 +49% 26.00p 4.7%
31-Dec-22 709.90 531.50 99.60p 4.8 0.3 +15% 30.50p 6.4%
31-Dec-23 658.60 374.30 75.00p 6.2 n/a -25% 32.00p 6.9%
31-Dec-24 666.40 418.10 82.20p 4.9 0.5 +10% 33.60p 8.3%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OSB Group Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-25 690.12 479.78 76.81p 5.7 n/a -7% 33.86p 0.0%
31-Dec-26 718.13 462.76 85.04p 5.1 0.5 +11% 35.12p 0.0%

Copyright © 2025 FactSet Research Systems Inc. All rights reserved.

OSB Group Company Announcements

Transaction in own shares 28-Mar-2025 07:00 GlobeNewswire NA
Director/PDMR Shareholding 27-Mar-2025 12:42 GlobeNewswire NA
Director/PDMR Shareholding 26-Mar-2025 16:15 GlobeNewswire NA

Latest OSB Group Director Deals

Traded Action Notifier PriceAmountValue
25-Mar-25 Sell Andy Golding 448.71p 5,399 £24,225.99
25-Mar-25 Transfer From Andy Golding 0.000p 11,445 £0.00
25-Mar-25 Sell Andy Golding 448.71p 25,550 £114,646.07

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OSB Group Market Data

Currency UK Pounds
Share Price 435.40p
Change Today 2.60p
% Change 0.60 %
52 Week High 516.00
52 Week Low 346.20
Volume 1,578,632
Shares Issued 370.23m
Market Cap £1,611.97m
RiskGrade 184

OSB Group Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
93.48% above the market average93.48% above the market average93.48% above the market average93.48% above the market average93.48% above the market average
84.62% above the sector average84.62% above the sector average84.62% above the sector average84.62% above the sector average84.62% above the sector average
Price Trend
54.30% above the market average54.30% above the market average54.30% above the market average54.30% above the market average54.30% above the market average
36.36% above the sector average36.36% above the sector average36.36% above the sector average36.36% above the sector average36.36% above the sector average
Income
98.37% above the market average98.37% above the market average98.37% above the market average98.37% above the market average98.37% above the market average
90.32% above the sector average90.32% above the sector average90.32% above the sector average90.32% above the sector average90.32% above the sector average
Growth
59.56% below the market average59.56% below the market average59.56% below the market average59.56% below the market average59.56% below the market average
44.33% below the sector average44.33% below the sector average44.33% below the sector average44.33% below the sector average44.33% below the sector average

What The Brokers Say

Strong Buy 5
Buy 5
Neutral 2
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OSB Group Dividends

  Latest Previous
  Final Interim
Ex-Div 27-Mar-25 22-Aug-24
Paid 13-May-25 20-Sep-24
Amount 22.90p 10.70p

Trades for 28-Mar-2025

Time Volume / Share Price
15:26 0 @ 434.40p
16:35 366 @ 435.40p
16:35 333,557 @ 435.40p
16:35 604 @ 435.40p
16:35 102 @ 435.40p

OSB Group Key Personnel

CEO Andy Golding
CFO Victoria Hyde

Top of Page