Paragon Banking Group (PAG)

Sector:

Financials

Index:

FTSE 250

742.00p
   
  • Change Today:
      4.00p
  • 52 Week High: 807.50
  • 52 Week Low: 660.50
  • Currency: UK Pounds
  • Shares Issued: 201.59m
  • Volume: 312,494
  • Market Cap: £1,495.83m
  • RiskGrade: 172
  • Beta: 0.03

PAG Overview

Paragon Banking Group PLC is a United Kingdom-based specialist bank. The Company offers a range of savings and lending products in the United Kingdom through Paragon Bank PLC. Its lending products include mortgages for landlords and loans for business customers. Its lending is funded by deposits from savings customers, together with wholesale funding. The Company’s segments include Mortgage Lending and Commercial Lending. The Mortgage Lending segment includes its buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending segment includes its equipment leasing activities, development finance, structured lending and other offerings targeted towards SME customers, together with its motor finance business.

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Financials

Latest F'cast
Div Yield 5.4% 0.0%
Div Cover 2.5 2.4
Op Mrgn 51.1% 67.3%
ROCE 12.6%  
Latest F'cast
P/E 7.3 7.5
PEG 1.0 4.2
Pr/Revenue 3.0 3.2
Pr/Book 1.1  
Latest F'cast
Revenue 6.5% 0.8%
PBT 27.0% 32.6%
EPS 7.3% 1.8%
DPS 8.0% 5.1%

PAG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-20 295.10 118.40 36.00p 9.2 n/a -27% 14.40p 4.3%
30-Sep-21 324.90 213.70 65.20p 8.4 0.1 +81% 26.10p 4.8%
30-Sep-22 393.00 417.90 71.50p 5.5 0.6 +10% 28.60p 7.2%
30-Sep-23 466.00 199.90 94.20p 5.2 0.2 +32% 37.40p 7.6%
30-Sep-24 496.40 253.80 101.10p 7.7 1.1 +7% 40.40p 5.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PAG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
30-Sep-25 500.32 336.58 102.90p 7.2 4.0 +2% 42.45p 0.0%
30-Sep-26 516.75 346.14 111.60p 6.6 0.8 +8% 46.04p 0.0%
30-Sep-27 542.02 363.90 122.10p 6.1 0.6 +9% 50.25p 0.0%

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PAG Company Announcements

Transaction in Own Shares 17-Mar-2025 17:03 RNS
Director/PDMR Shareholding 17-Mar-2025 11:23 RNS
Transaction in Own Shares 14-Mar-2025 17:10 RNS

PAG ShareCast News

London close: Stocks finish January on a positiv... 31-Jan-2025 ShareCast
Paragon Bank holds guidance as Q1 margin ahead o... 24-Jan-2025 ShareCast
London close: Stocks higher amid Korean politica... 03-Dec-2024 ShareCast

PAG Top Newspaper Links

Paragon's new bank enters loans market 19-Feb-2014 Express & Star
Buy to let specialist Paragon gets banking licen... 19-Feb-2014 Guardian
BOOSTER FOR PARAGON 25-May-2011 Express & Star

Latest PAG Director Deals

Traded Action Notifier PriceAmountValue
17-Mar-25 Buy Peter Hill 740.25p 159 £1,177.00
11-Mar-25 Buy Graeme Yorston 717.00p 458 £3,283.86
30-Jan-25 Sell Richard Woodman 765.00p 259,904 £1,988,265.62

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PAG Market Data

Currency UK Pounds
Share Price 742.00p
Change Today 4.00p
% Change 0.54 %
52 Week High 807.50
52 Week Low 660.50
Volume 312,494
Shares Issued 201.59m
Market Cap £1,495.83m
Beta 0.03
RiskGrade 172

PAG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
7.86% above the market average7.86% above the market average7.86% above the market average7.86% above the market average7.86% above the market average
39.05% below the sector average39.05% below the sector average39.05% below the sector average39.05% below the sector average39.05% below the sector average
Price Trend
59.65% above the market average59.65% above the market average59.65% above the market average59.65% above the market average59.65% above the market average
45.95% above the sector average45.95% above the sector average45.95% above the sector average45.95% above the sector average45.95% above the sector average
Income
85.64% above the market average85.64% above the market average85.64% above the market average85.64% above the market average85.64% above the market average
59.38% above the sector average59.38% above the sector average59.38% above the sector average59.38% above the sector average59.38% above the sector average
Growth
21.30% above the market average21.30% above the market average21.30% above the market average21.30% above the market average21.30% above the market average
28.00% above the sector average28.00% above the sector average28.00% above the sector average28.00% above the sector average28.00% above the sector average

What The Brokers Say

Strong Buy 5
Buy 3
Neutral 4
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PAG Dividends

  Latest Previous
  Final Interim
Ex-Div 06-Feb-25 04-Jul-24
Paid 07-Mar-25 26-Jul-24
Amount 27.20p 13.20p

Trades for 17-Mar-2025

Time Volume / Share Price
16:25 218 @ 741.50p
16:35 95,618 @ 742.00p
16:35 705 @ 742.00p
16:35 462 @ 742.00p
16:35 601 @ 742.00p

PAG Key Personnel

CEO Nigel S Terrington
CFO Richard Woodman

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