US mortgage applications rise 4.8pc
By Iain Gilbert
Date: Wednesday 10 Dec 2025
(Sharecast News) - Umortgage applications rose by 4.8% week-on-week in the seven days ended 5 December, according to the Mortgage Bankers Association of America, rebounding from a three-month low.
Applications to refinance a home loan surged 14.3% on the prior week, while applications to purchase a home declined 2.4%.
On an annualised basis, refinance applications were 88% higher and purchase aplications increased 19%.
Last week's reading came as the Federal Housing Administration's 30-year fixed-rate fell to 6.08%, the lowest level since September 2024, and the average rate for 30-year fixed-rate mortgages with conforming loan balances edged up from 6.32% to 6.33%.
Reporting by Iain Gilbert at Sharecast.com
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