Motability Operations Group plc

2 February 2026

Publication of Final Terms

The following Final Terms are available for viewing:

Final Terms dated 2 February 2026 in respect of an issue by Motability Operations Group plc of €850,000,000 4.125 per cent. Notes due 4 February 2038 (the "Notes").

The Notes are unconditionally and irrevocably guaranteed by Motability Operations Limited and are to be issued under the £15,000,000,000 Euro Medium Term Note Programme established by Motability Operations Group plc.

The Final Terms in respect of the Notes must be read in conjunction with the Offering Circular dated 4 June 2025, as supplemented by the Supplement dated 23 January 2026, including all documents incorporated by reference (together, the "Offering Circular") which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 as it forms part of United Kingdom domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended, in order to obtain all the relevant information.

To view the Final Terms in respect of the Notes, please click on the link below:

http://www.rns-pdf.londonstockexchange.com/rns/3974R_1-2026-2-2.pdf

A copy of the Final Terms in respect of the Notes will be submitted to the National Storage Mechanism and will be available shortly at: https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

DISCLAIMER - INTENDED ADDRESSEES

The distribution of the Final Terms in respect of the Notes, and the offering or sale of the Notes in certain jurisdictions may be restricted by law. Access to this document is provided for information and reference purposes only and does not constitute an offer or the solicitation of any offer or sale by Motability Operations Group plc in any way.

In particular, the Offering Circular and the Final Terms in respect of the Notes do not constitute an offer of securities for sale in the United States. The Notes have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the "Securities Act") or under any relevant securities laws of any state of the United States of America and may not be offered or sold to U.S. persons or to persons within the United States of America except in certain transactions exempt from, or not subject to, the registration requirements of the Securities Act.